Bajaj Allianz — Which critical illness are covered in my policy and surrender value of it.

Address:

Pune, Maharashtra, 411028

Hi,

I have a group policy document... This policy is SUPER DUPER expensive.

It is 1.14 Lac Single premium for coverage of 27 Lac Rs. for Just 10 Yrs. My Age at commencement was 38 Yrs.

Now funny thing is when I have inquired to WeCare Team ... They say this is very expensive as it covers critical illness!!!

I opened book provided to me... (It's not policy as it's group insurance) No details on definition of critical illness.

Kindly help me with 3 things:

1. Which Critical illness are covered under this policy
2. What is surrender value of this policy as on date.
3. Reason(S) why this policy is SUPER expensive.

Regards