Bajaj Finserv — debit mandate fail charge - rs. 295

I'm using bajaj finserv emi network card. I have no any arrears. On[protected] i have purchased a watch in amazon using my emi network card. My due date for first emi is on[protected]. But on[protected] rs.295 was debited from my account saying "debit mandate fail chrg txn dt.[protected]bajaj finance".
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