I took a instant online personal loan from Bajaj finserv on 5/3/2022 for 1.25L. However, we received only ₹1, 14, 824 and were not informed about the deduction of ₹10, 176 taken as processing and insurance. And also interest rate was informed as 12% per annum but they have charged 34% per annum.
When enquired about this deduction, they irresponsiblly told that if you don't want then close the loan after paying 1st month due with interest. If I do so I'm in total loss of 10k.
This is not fair atall because first of its their mistake that they didn't inform about the deduction prior.
I request, please take proper action against this. This is totally illegal and frustrating when this company take advantage of poor people when need of money.
Waiting for response and right action on my case.
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