Bajaj Finserv — Personal loan additional hidden charges

Address:

Chennai, Tamil Nadu, 600004

Hi team,

I have taken the bajaj finserv loan amount 99, 000 on 30th april 2016 but i have received only 92, 230. I have check the emi statement it shows the many hiden charges health insurance, life insurance and etc. They have detected nearly 8000 for loan amount 99000. When taking the loan the loan sales executive agent told me 19.5% interest only. But while checking with my loan statement it shows the rate of interest (Roi) as 31.13% am really disappointed and now i plan to close my account. Then i called to the sales executive and enquire about the loan closing procedures. They have told me 4% interest to be charged for pre closing the loan. But at the time taking the loan they told no charges pre closing the loan. I am really disappointed.