Club Mahindra Holidays — Refund not issued even though cancellation on 2nd day

Dear Sir/Mam, i have enrolled for club mahindra on 11th Dec 2022 and made the payment of 1.5 L through my credit card. Next day i have sent cancellation to membership experience team. However replies received that tat is 45 days. And after so many followups they said it will refunded within 90 days. They also confirmed through email that refund will be done within 90 days of my cancellation request sent to them. During last month, they were saying refund will processed within 90 days from 12 jan 2023. Club mahindra team keeps on delaying to refund my money. Unfortunately i am not able to pay my credit card bill yet. My membership id is 2997163.