Cnbc Awaaz — Housing loan approval in exchange of LIC policy by LICHFL Durgapur
1.I had booked a flat in SUGAM PARK ASANSOL in Burdwan district in West Bengal in the year 2010. 2. At the time of taking loan from LICHFL, DURGAPUR, i was told by Mr Abhinaba Banerjee of M/S LICI representative, an agent of LICI, Name Mr. Avinaba Banerjee, agent code 039944, d.o no -0000477, mob. no-[protected], that I have to take two LIC policies amounting to RS75000.00 ( approximately ) since I had already a running House Building Loan from M/S ICICIHFL whose EMI was 11559.00 and I do not have eligibility to get a loan amounting to RS 14, 35, 000.00 over and above and outstanding loan of five lakhs from ICICIHFL. Loan application no[protected], loan account no[protected], policy no[protected].3.11 &[protected] dt 28.3.2011.. 3. Under compulsion I had to take two policies amounting to RS 75000.00 ( approximately ) 4.Later on I came to know that the policies were not required to be taken and it was done to earn commission at my cost which had financially paralyzed me. 5. I discontinued the renewal of the policy due to financial reasons. 6. The policy no[protected] dt 28.03.11 & [protected] dt 28.3.2011 7. The loan was sanctioned on 30.08.2010 8. Loan disbursement started on and from 5.10.2010. 8. The PDC cheque, for two nos of LIC policy amounting to RS 75000.00 which has been taken from me before the sanction of the loan was debited from my AXIS BANK ASANSOL A/C no-[protected] on 4.10.2010 9. The loan was finally prepaid by me on April 2013. 10. The mortgaged document finally retired by LICHFL on 5.04.2014. 11. In the meantime M/S Sugam Park has allotted the flat at sugam park asansol. In the possession letter itself m/s Sugam park has asked me to pay RS 68000.00 as late payment interest . The payment was delayed by LICHFL for reason best known to them. M/S Sugam Park also did not mention the delay in payment of disbursement and include the interest charged there in in the next invoice. For this reason I was completely in the dark and could not impress upon LICHFL to release subsequent disbursement without any delay. I have not been given this opportunity to amend the payment release process by LICHFL. Since I was staying in a rented house I accepted the possession letter paying the late payment interest. My demand from LICHFL 1. Pay the delay payment charges to M/S Sugam Park 2.Return me the LIC policies amount Rs 75000.00 ( with interest from 2010 october till the day they pay the amount.
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