[Resolved]  Abn Amro — Billed for unused credit card

I applied for a life time free credit card two years back which i never swiped or used. ...I got a call a year back asking for payment of 4000 for a holiday package which they provide. I refused to take and told i dont want to avail the offer.
But now on 24thJuly2008 i got a call from collection agencies telling that i have to pay 4000+interest = 8000 simply. When i ask them the details the Collection Manager Mr. Ganesh threatened me that he will take action if i dont settle the payment. He aslo said i have signed for this when they opted the application.(I am not at all aware of such offer that time and not intimated also)
Somebody please help me.. Bank people of ABN !!! Kindly take action on those who plays in between.
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Aug 14, 2020
Complaint marked as Resolved 
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ABN AMRO is fraud and cheating with their product abn amro gold credit card
ABN AMRO is fraud and cheating with thier 0 balance saving account
ABN AMRO is fraud and stealing money from my saving account for no dues no payment
Stupid untrained ladies are appointed by ABN AMRO's Customer care dept in hyderabad, services are so worst then any other bank in india.
Never take 0 balance SB account of ABN amro bank
Never buy any product services of abn amro.

For the month of June 2007, July 2008 my credit card account has no outstanding balance moreover my total credit limit and my available credit limit were same. Un luckily my saving account is linked with my credit card account, thats why ABN AMRO has stolen money (INR 185) from my ABN AMRO SB account on July 26, 2008 saying that their is a minimum amount due on your card, when I checked my credit card account, my total credit limit and available credit limit are same in June 2008 and July 2008 i.e there is no due on my card since June 2008, all have been paid in advance before due date of June 2008. When I called the customer care and asked about INR 185 deducted from SB account, inspite of explaining me the details one stupid lady picked the phone and started shouting on me, she said this has happened due to processing error and you must have to afford the loss of INR 185 it will not be reversed back because auto pay is active on your SB account. This is clear case of cheating that a bank is stealing money from my SB account for no dues. Can any one help me in guiding about the RBI's new policy to deal with bank's in this matter. Details of my account with abn amro can checked by senior officers, my name is surendra kumar mahobia and my mobile no is [protected]. I stay in hyderabad, pragathinagar, kukatpally and my email id is surendra.[protected]@gmail.com.
ABN AMRO is fraud and cheating with their product abn amro gold credit card
ABN AMRO is fraud and cheating with thier 0 balance saving account
ABN AMRO is fraud and stealing money from my saving account for no dues no payment
Stupid untrained ladies are appointed by ABN AMRO's Customer care dept in hyderabad, services are so worst then any other bank in india.

For the month of June 2007, July 2008 my credit card account has no outstanding balance moreover my total credit limit and my available credit limit were same. Un luckily my saving account is linked with my credit card account, thats why ABN AMRO has stolen money (INR 185) from my ABN AMRO SB account on July 26, 2008 saying that their is a minimum amount due on your card, when I checked my credit card account, my total credit limit and available credit limit are same in June 2008 and July 2008 i.e there is no due on my card since June 2008, all have been paid in advance before due date of June 2008. When I called the customer care and asked about INR 185 deducted from SB account, inspite of explaining me the details one stupid lady picked the phone and started shouting on me, she said this has happened due to processing error and you must have to afford the loss of INR 185 it will not be reversed back because auto pay is active on your SB account. This is clear case of cheating that a bank is stealing money from my SB account for no dues. Can any one help me in guiding about the RBI's new policy to deal with bank's in this matter. Details of my account with abn amro can checked by senior officers, my name is surendra kumar mahobia and my mobile no is [protected]. I stay in hyderabad, pragathinagar, kukatpally and my email id is surendra.[protected]@gmail.com.
Dear All,

This is to inform u that the charges on the credit card is not accepted.

I had made a total payment of Rs.37200 + there was the reversal of Rs 4000 of promo scheme.

Total = 41200. the total outsanding on my card was 46000 (including promo scheme for which i

had never asked for).

This 46000 bill was generated in 06/2008.

I had made the payment in june, july.

the charges for this two month was not accepted.

So i want the reversal for the same.

As a spoke to one of the customer executive of yours, he had assured me that by putting mail to

you the charges will get reversed.

Plz do the needful on urgent basis and i tell me what amount to be paid.

i want to clear out all my outsanding .

When i tried to put the mail to the concerne mail id it got bounced twice.

their is another mail id where i tried to put the mail it also got bounced.
-----Original Message-----
From: Shatruhan Tiwari [mailto:s.[protected]@nucleussoftware.com]
Sent: Thursday, April 19, 2007 12:25 PM
To: card.[protected]@in.abnamro.com
Subject: Card discrapancy(card no.[protected] (shatruman tiwari)


Dear Sir/Madam
I allredy talk to your bank person Name Mr.Vijay this discripancy.some errer
for my bank statement insurance charges. policy name ICICI LOMBORD FAMILY
but i have not use this bank facility otherwise Please reverse amount
Rs.14005.44, and ensure to me.this issue for long time.
Thanks & Regards
Shatruhan tiwari
ABN-AMRO Bank has hidden the hidden charges for monthly EMI.

I mistakenly felled into ABN-AMRO credit card trap and latter a loan of 23000.I was lied by the executive who called me up and given me a loan of 23000.When I came to know the hidden charges on monthly EMI I paid the entire amount due to me as told by their CC executive and requested for closure of the EMI as well as the card.But they are not only not closing the EMI but also putting arbitary charges on me which I think beyond RBI guidelines.
I want my card no [protected] to be closed immediately and no more random amount charged to me as I have paid 24199 Rs against 23000 kept for less than a month.
Dear Sir,
We would like drawn your kind attn that i'm in need of full loan tracker for my Loan account number : 9495954

Kindly do the needful



With Regards
S.Satheesh Kumar
[protected]
Thank you

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