[Resolved]  Abn Amro — cibil

Address:

Gurgaon, Haryana

DEAR SIR,
I WAS THE RICH USER OF ABN AMRO CREDIT CARD NO. [protected] UP TO 2007 ONE DAY I GONE TO PURCHASE PETROL FOR MY TWO WHEELER BUT MY CREDIT CARD NOT WORKING THEN I MAKE CALL TO BANK CUSTOMER CARE A FEMAL TELL ME THAT YOUR CARD HAS BEEN CLOSED THAT YOU HAVE NOT MADE THE PRV.PAYMENT OF Rs.254/- I TOLD I HAVE ALREADY MADE THE PAYMENT THEN SHE TOLD AGAIN SIR IF YOU WANT TO REACTIVATE YOUR CARD THEN YOU MUST PAY AGAIN ,HENCE AMOUNT IS LITTLE SO I MADE PTHE AYMENT AGAIN BUT CARD NOT ACTIVATE I LEFT ALL THE THINGS AND DESTROYED THE CARD AND SEND TO BANK .

AFTER 5 YEAR I GOT A CALL FROM BANK OR POSSIBLE SOME COLLECTOR FIRM THEY TOLD ME THAT YOU HAVE NOT PAID AMOUNT 7500/- AGST YOUR CREDIT CARD .I TOLD THEM I HAVE NOT BALANCE AMOUNT AGST.MY CREDIT CARD THEY DISCUNNET THE PHONE .AFTER SOME DAYS AGOT CALL AGAIN THEN I TOLD THEM CAN YOU PROVIDE ME THE PARTICULARS OF MY OUTSTANDING AMOUNT THEN THEY TOLD TO ME THAT THEY HAVE NOT PARTICULARS OF SUCH OUTSDANDING B,CAUSE BANK MERZE IN RBS .
IN 2011 I GOT CALL AGAIN THEY TOLD ME THAT IF I WILL NOT MAKE THE PAYMENT THEY WILL ENTER TO ME IN CIBIL.THEN I CALL THEM TO SATTLE THE CASE WE AGREED TO MAKE SETTLEMENT ON 4000/- I HANDOVER THE CHEQUE BUT THEY ARE PROVIDED TO ME SUCH TYPE RECEIPT " THIS PEYMENT NOT RELATED TO FULL AND FINAL PAYMENT " THEN I TAKEN BACK MY CHEQUE .

AFTER SOME TIME I APPLIED PERSONAL LOAN FROM BANK THEN AFTER SOME TIME THEY REGRATE ME THAT YOU ARE NOT ELGIBLE DUE TO CIBIL.

ON 11.12.12 I GOT SMS ON MY MOBILE TO RECTIFY MY CIBIL SCORE FROM IMPECT MANAGEMENT SOLUTIONS PVT.LTD 926/1,2ND FLOOR FAIZ ROAD KAROL BAGH NEW DELHI I MUCH NEEDED PERSONAL LOAN DUE TO SOME AMOUNT NEED FOR MY DAUGHTER MARRIEGE SO I CALL THEIR REP.MR.AMIT CELL NO.[protected] HE CAME TO ME AND AFTER COMMITMENT THAT THEY CLEAR MY CIBIL WITHIN THREE MONTH THEN I MAKE PAYMENT OF Rs.4450/- THEIR CHARGES BY CHEQUE NO.096623 OF HDFC BANK DT.11.12.12.VIDE THEIR RECEIPT NO.4450 ALONGWITH CUSTOMER ENROLMENT FORM NO.4023.

HERE I AM NOT AWARE THAT THEY ARE FRAUD BUT THEY OBTAINED ME MY CIBIL REPORT AND TOLD ME THAT A OUTSTANDING WITH ABN AMRO IS COMMING,AFTER STUDY OF MY CIBIL REPORT I GOT PHONIS ARC IS THE COLLETOR OF AMOUNT BUT THEY HAVE NAVER CONTACT TO ME FOR PAYMENT THEN I SERCH ON NET ABOUT PHONIX ARC I MAKE CONTACT - MISS ANISHA ON LANDLINE NO.[protected] THEN THEY GIVEN ME MR. MOHIT MALIK ON LAND LINE NO.[protected] ON DT.06.02.13 BUT NO BODY TO TILL DATE CAME TO ME FOR PAYMENT .


HERE IT IS VERY POOR RULE OF OUR RBI THAT THEIR IS NO RESCUE PLAN TO SUCH TYPE CONSUMER .
THIS I USED CREDITCARD THERE WHAT MY FAULT HEN WHY NOT STOPING THE CREDIT CARD FACILITIES .