[Resolved]  ABN AMRO & ICICI Bank Credit Cards — Unwanted financial charges in Statements

Dear sir,

I am having credit cards of ABN amro bank and ICICI Bank since last 5-6 years, and I used to pay regular payments every time but after due time they are sending statements after due date and imposing financial charges, late payment charges and other taxes, which are not applicable at all,

I wrote to the customer care for the unwanted amount charging on the bills, but their response was not appreaciable, and I stoped to used credit card sinces 2-3 years and even though I paid regular amounts but finally they continued their system of charging huge amount of bill and I stop to pay the money and I requested them to make settlement of account by clearing money.

Even though I do not received any reponse from customer care,

Therefor I wish to Lodge the complaint uner consumer protection act,

Kindly help us to resove the matter.My credit card details as under:

ABN AMRO BANK CREDIT CARD-BARODA
Card No. [protected]
Name : Satyajit Naik

ICICI BANK CREDIT CARD
Credit Card No. [protected]
Name : Satyajit Naik

Thanks in Advance for kind co-operation.

Satyajit Naik
+91 [protected]
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Aug 14, 2020
Complaint marked as Resolved 
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Comments

STOP USING THESE STUPID BANK CREDIT CARDS.

ALSO - KEEP RS. 1000 AS ADVANCE PAYMENT, THEN THEY CAN NEVER CHARGE U ANY LATE FEES.

ALSO, WHEN YOU MAKE PAYMENT, CALL THERE CUSTOMER CARE REPRESENTATIVE AND UPDATE THE PAYMENT DETAILS.

ALSO. TALLY YOU BANK ACCOUNT STATEMENT WITH ABN AMRO / ICICI CREDIT CARD STATEMENT, THEY ALWAYS UPDATE DATA AFTER 3-4 DAYS. THIS WAY THEY CAN CHARGE MORE LATE FEE AND FINANCIAL CHARGES

ICICI Bank Ltd. — Un-wanted Charges

I had a ICICI current Account from 2006. After 2006 I check my statement and found Debit Card annual Fees 100/- +ST and Cess 2007 and 2008 same charges coming from bank. and 2009 i got 275/- when i call to customer care but not get the proper reply from customer care. I am using HDFC from last 7 year but HDFC is not getting this type of heavy charges. Please check and do the needful.
My Cell no is [protected]. Vipul Soni
I work on a Cruise Liner. 9 months back before i could leave for my trip. i had asked ICICI Bank to convert 32,000 rs which i had due on my credit card to be converted in 6 e.m.i so that i can pay it conveniently for which they readily agreed. after 6 months when i came back i realised that they had already deducted more than 37,000 rs from my account and on top of that when they did have anymore cheques to withdraw anyomre money from my account, they kept sending me credit card statements where they had added 5,000 rs onto my bill and they kept adding 600 rs every month on to my account saying late payment fees. I was all confused when i sent an e-mail to the bank manager. He said that i will have to pay the money no matter what. I refused to pay them the money. Now they have sent me a mail saying that i have to pay them 6,600 rs anf that they have already informed CIBIL and RBI to blacklist me. I just dont know what to do. I do not want to be known as a defaulter but tat the same time do not want to pay that money. can anybody tell me how to deal with this situation?

ICICI Bank — UNWANTED CHARGES

THIS IS IN REFERENCE TO MY ICICI BANK A/C No.[protected] On the name of VINI MALHOTRA . ACTUALLY I DONT KNOW WHATS WRONG WITH ICICI BANK IN THE LAST FEW MONTHS THEY IMPOSED THE CHARGES OF 827 FOR APRIL 2011 AND LATER ON REVERSE THOSE CHARGES BUT ONCE AGAIN WHILE CHECKING MY ACCOUNT TODAY I FOUND PENALTY OF INR827 DATED 26/07/2011 UNDER THE HEAD "QABChgs-Jun11+ST Rs 77" . THEREBY I CHALLENGE ICICI BANK THAT DURING THE ENTIRE MONTH OF JUN 2011 PLEASE GO THROUGH MY DETAILED STATEMENT AND EVEN IF ON ONE DAY THE BALANCE IS BELOW Rs. 10000 THEN I AM READY TO GIVE 2 TIMES OF CHARGES . THEREBY I REQUEST ICICI BANK TO CHECK THIS ISSUE AND SOLVE IT AT EARLIEST OTHERWISE CLOSE MY ACCOUNT ASAP .

Regard's
VINI MALHOTRA
[protected]
Hi Vini,

We are sorry to hear about your experience. We have made a note of your mobile number. We'll contact you and work to address your issue at the earliest.

Regards,
ICICI Bank Customer Service Team.

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