[Resolved] Axis Bank — Loan Foreclosure | |
Dear Sir, I am a customer of AXIS bank (Loan A/c No. [protected] and have availed a loan of approx. Rs.1, 00, 000 from the bank in Sep'07. Later on, I wish to foreclose my account with the Bank and wish my loan to be taken over by HDFC for which I have deposited a balance amount cheque with your bank. However, in spite of submitting an application on 11.03.2008 and writing today i.e. 19.03.2008, the Bank is not able to close down the account and on enquiry, the reply is that it may be closed day after, or may be next week. In today's professional world, wherein a Standard Operating Procedure has been created for almost most of the regular work, this reply is pathetic. I would like to quote a few of the verbatim of one of your employee Miss Anuradha posted at Retail Asset Centre, AXIS Bank, Dehradun: a. I do not know when it can happen. May be tommorow. You know that under finacle, your loan has not yet been approved. (I asked why). I do not know, there is so much load on head office/central office. May be next week. b. (Why it has not been done. Is there any debit/credit balance with my account.)I do not know.(Can you help). No, impossible. I cannot expdite it. These are some of the examples of the verbatim. My simple query is, how much time a account should take to foreclose. Day before Yesterday, I was told that something Rs. 936/- are pending with my account. I had to rush all the way to AXIS bank to deposit the same. Why cannot at retail asset centre they can accept the cash of petty amount. I have seen your office. Higher management should go and check once. Nobody know who is doing what. Not even the names of the employees/work assigned to them mentioned anywhere. All depends on the whims and fancies of the employees. My suggestion is: 1. Impart training to employees that computers are meant for helping the work/individulas/customers and not for excusing the things. 2. Seating arrangement should show/indicate who is reponsible for what. 3. There is something called flexibility/decision-making. Each employee should have a bit of it. -Mukesh Pal [protected]@rediffmail.com Was this information helpful? | |
Aug 14, 2020 Complaint marked as Resolved | |
6 Comments | |
Comments
My AC no ppr[protected] I have paid full amount still my personal loan is not closed very very very worst please take necessary action
My name is prabhu i have a personal loan in your bank.
I would like to close the loan.
So I have visited the kodambakkam, chennai branch with DD of Rs.171340.00 .the current amount is rs.167846 I suppose to close the loan last month.due to some personal issue.i unable to close.Sep17 due also Cleared so the Foreclosure amount is lesser than DD amount.Now the loan center executive asking exact amount which they mention.they are not accepting the DD.i have called the customer care.They mentioned loan center executive should accept the DD.I am following customer care since last one month.they said it will be processed by sep 28th.but yestday i got mail that i have to pay exact amount.I have closed other bank hdfc loan also.but they never deniy the DD with excess amount.excess amount they refund to me.
I would like to close the loan.
So I have visited the kodambakkam, chennai branch with DD of Rs.171340.00 .the current amount is rs.167846 I suppose to close the loan last month.due to some personal issue.i unable to close.Sep17 due also Cleared so the Foreclosure amount is lesser than DD amount.Now the loan center executive asking exact amount which they mention.they are not accepting the DD.i have called the customer care.They mentioned loan center executive should accept the DD.I am following customer care since last one month.they said it will be processed by sep 28th.but yestday i got mail that i have to pay exact amount.I have closed other bank hdfc loan also.but they never deniy the DD with excess amount.excess amount they refund to me.
Axis bank, Poor service and never take personal loan from Axis bank Friends, HDFC is Awesome interms of service. My Personal experience believe me. I work for software company, I had taken loan from Axis bank i.e. 500000 for 5 Years tenure and I was supposed to pay 11216 ever month for 60 Months i was suppose to pay.
However paid 11216 for 28 months and 32 months were due.
I wanted to pre-close the personal loan, bank people did not help me to preclose the personal loan.
However paid 11216 for 28 months and 32 months were due.
I wanted to pre-close the personal loan, bank people did not help me to preclose the personal loan.
52%
Complaints
12950
Pending
0
Resolved
6557
View all 12950 Axis Bank reviews & complaints
+91 22 2764 8000
Axis Bank Limited Corporate Office, Bombay Dyeing Mills Compound, Pandurang, Budhkar Marg, Worli, Mumbai, Maharashtra, India - 400025
View all Axis Bank contact information
Do not take any loan from any bank that has loan pre-closure charges..!! So, don't be stupid..!!