[Resolved]  Axis Bank Credit Card Settlement — HARSEMENT CALLS EVEN AFTER SETTLEMENT

Address:

Mumbai City, Maharashtra

REGARDING FULL AND FINAL SETTLEMENT OF ACCOUNT
DEAR SIR I HAD SETTLE DOWN MY AXIS BANK CREDIT CARD ACCOUNT AS PER THE SETTLEMENT LETTER OF THE COMPANY WHICH I HAD RECEIVED AND GIVEN ALL THE CHE QUES TO THE COMPANY AS PER THEIR REQUIREMENT WHOSE RECEIPTS ARE WITH ME. THEY HAVE GIVEN ME TO PAY IN 6 INSTALLMENTS AND OUT OF WHICH ONLY ONE CHEQUE GOT BOUNCED AND LATER AFTER TRYING TO CALL THE AGENCY TO COME AND COLLECT THE ONE CHEQUE AMOUNT WHICH GOT BOUNCED THEY DID NOT RESPOND AND AFTER 4 MONTHS THEY CALLED ME AND ASKED TO PAY THE AMOUNT OF WHICH THE CHEQUE BOUNCED. I HAVE PAID THE AMOUNT AS PER THEIR REQUEST. I THOUGHT THAT MY SETTLEMENT WAS DONE. LATER AFTER 6 MONTHS THEY HAVE SENT ME A NOTICE STATING THAT MY OUTSTANDING PAYMENTS TO AXIS BANK AND KEPT SENDING ME LEGAL NOTICES TOO. I HAVE BEEN TELLING THEM THAT I HAVE GOT THE SETTLEMENT LETTER AND AS PER THEM I HAVE PAID THE AMOUNT. THEN THEY SAID THAT THE SETTLEMENT WAS CAN CELLED. JUST AFTER 1 YEAR NOW HOW COME THEY SAY THAT MY SETTLEMENT WAS CAN CELLED? THEY SAID THAT YOUR SETTLEMENT IS WRONG AND YOU HAVE TO RE SETTLE THE SAME AGAIN AND PAY FOR THE SETTLEMENT .
ONCE WHEN I HAD CLEAR THE PAYMENTS AS PER THEIR LETTER THEN WHY I WILL DO THE SAME AGAIN. DUE TO RECESSION I HAVE LOST MY JOB AND STILL I DO NOT HAVE JOB TO REPAY ANYTHING TO THE BANK. KINDLY HELP ME AND DO THE NEEDFUL.
RAMAKRISHNA RANGUDU