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[Resolved]  Axis bank — lien of my account to words credit card

Dear sir

i would like to bring to your notice i had a credit card [protected] almost 2 years back as my credit card was mis used i had been defaulter in making the payment i my self when walked in to axis bank office in kuvempunagar branch .

i had a talk with mr prashanth credit card in charge of mysore as he offered me 1 time settelment for rs 20000.

as i accepted the offer. then coudnt make the payment because of financial crises as i lost my job

later one of the axis credit card executive was in touch with me as he said that he had spoken to head of credit card that i can make payment of rs 20000 in two instalments as i agreed i told him to come and collect the cheque for rs 10000 on 1st nov 2009 as he requested me to give him the post dated cheque for 31 oct as he had got recovery target

i issued him the cheque on 1 condition to present the cheque on 1 st nov 2009

i clearly told him that if he advances the cheque i will not make the payment ther after

as he had presented the cheque he dint courage to face me so he was aviding me and dint ask me for payment hence fort

then after 9 months there was no comunication re garding payment or nither any executive visited in person to me regards payment collection recovery

as iam working for a company i had to open a account with axix bank my acc num [protected] recently i had applied for medical re embirsument my account was credited with the same .wen went to withdraw was in shock to know my account was leaned towards axis credit card balance


sir as i am still in finincial crises iam not worth for lieaned amount at a time . i kindly request you to please provide me 1 more settelment which is nearing to my previous settelment and provide me 2 instalments. were it can be debited from my account itself directly

were i will make the payment with out fail . please consider and help in solving my problem

were i would be greatfull to you. please cancell the bring to your kind notice that i am not still not worth of making payment of rs39500 at a time please do consider
as my account was with axis bank my account was accesed to my account by credit card deparment as when the have noticed my accouny with rs 39500 credited they have taken form my accouny 39500 with out my permission

when my father was not well i had a claim from my company for which i am working now when i went to withdraw my money i was real shocked i was uncousiuos for 5 minutes

please look into matter and provide me justice as i am i great difficulty
Complaint marked as Resolved Aug 13, 2020
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