[Resolved]  CIBIL — Wrong Information Updated

TO,

The credit information
bureau india ltd.

sub:-Complain against false information in your site regarding housing loan of Rs.548000 sanction in year[protected].

Dear sir/madam

with reference to above mail that I PANKAJ MISHRA.SON OF SHRI SUDHIR PRASAD MISHRA DOB.[protected].PAN. NO.AIIPM4284C.ADD:-HO.NO.5, SARVODAYA COLONY HIRAPUR TATIBANDH RAIPUR (C.G.) 492099.MO.O[protected].
such false information of housing loan of Rs.548000.00 sanction date show on your site is[protected].
which is totally false and directly damage my goodwill in market. such thing could continue create mentally harassment and torch er to me and my family.so please remove such false information to your site.if you don't take any action regarding my complain I will go for further LEGAL action.


Thanking you
PANKAJ MISHRA
[protected]

CIBIL — Wrong Information updated in CIBIL Records

I (Alim Ahmad) am a business man and I have applied for a Maruti VAN Cargo Loan to HDFC Bank Ltd. one

week ago but somehow it is not sanctioned due to CIBIL Information as per Banker.
As per Banker I am not paying Rs.2, 00, 000/-, Rs.70, 000/-, Rs.10, 000/- and did a default.
But as a reputed Social Business Man till today I am not involved in any kind of settlement

and there is no due is pending on me by any Bank.

Infact, these people are not updating the complete details

Please request you to please kindly intervene and do the needful.
Alim Ahmad
[protected]

dear sir,
i have cleared all my due amount of my credit card (HDFC Bank) but it is showing written off on 27-03-04 for an amount of Rs 51499 in cibil report.i kindly request you verify and send me the statement.
account no:-[protected]

From,
Vennila A
Date of birth 25/11/1977
PAN card # AGLPA5640F

To,
The Credit information,
Bureau india ltd.

Sub:-Complain against redundant information in your site regarding Auto loan (Car loan) of Rs.3, 75, 868 sanctioned on date 28/12/2008

Dear Sir/Madam

We found redundant credit information in your CIBIL site for a Auto loan of Rs.3, 75, 868 borrowed for the Car asset worth 4, 58759 saunctioned on date 28/12/2008
This loan is OWNED by my brother Ganesh Kannan. A [PAN card #ANGPG7348J], whereas I act as co-borrower of the same.
This particular credit information seems to be replicated in both of our CIBIL report. This shows that we both have credit outstanding to the same loan.

Pls clarify whether this Auto loan credit information should be reflected in both of our CIBIL report. Also, we found the outstanding amount as 5, 00, 000
even though my brother has paid due till date properly. Pls educate us whether there is any policy to add the same credit information (loan) in both of borrower and co-borrower.
If so, pls clarify whether there is any way to represent borrower/co-borrower to ease the understanding of CIBIL report.

As I have applied for a LIC housing loan, this auto loan credit information added to my CIBIL has increased my Credit outstanding under my PAN.

If possible, kindly provide us NO DUE certificate for this credit information.

Thanking you,
Vennila. A
[protected]

Pls clarify whether this Auto loan credit information should be reflected in both of our CIBIL report. Also, we found the outstanding amount as 3, 70, 000
even though my brother has paid due till date properly. Pls educate us whether there is any policy to add the same credit information (loan) in both of borrower and co-borrower.
If so, pls clarify whether there is any way to represent borrower/co-borrower to ease the understanding of CIBIL report.

As I have applied for a LIC housing loan, this auto loan credit information added to my CIBIL has increased my Credit outstanding under my PAN.

If possible, kindly provide us NO DUE certificate for this credit information.

CIBIL being a government body should adopt such menas which do not hamper the bank bussiness due a hand full of will full defaulters. Collecting data and then only providing information, leaving scot free the banks who intentionally or unintenionally do not up grade the information make customers suffer. CIBIL should adopt responsive attitude and should penalize the banks for their illegal actions which force customers to suffer and face embrased when such shocking news is flashed by CIBIL to customer as DEFAULTER even if he/she has not availed any loan facility or doesnot hold any credit card of whose default CIBIL speaks.