[Resolved] CIBIL — Discrepancies in my CIBIL Report (Blunder Error) | |||
This is regarding blunder error in CIBIL report. I have received my CIBIL report generated on 29-Jan-13 and found there are lots of serious discrepancies in my CIBIL report under followings field: 1. Consumer Name is wrong, whereas PAN is mentioned of myself. 2. Two Addresses are completely wrong, whereas I have never visited that place as well as there is no more of my on that places. 3. Driving license number is completely wrong. 4. Due balance of Rs. more then INR125k a bank credit card wrongly taged with my CIBIL report, whereas I have never applied any credit card of that bank in my life. There are 50% informations or data is related with me rest 50 % are not pratain to me as well as does not match with my data. I am trying to call CIBIL mumbai office but no bodey is responding. I have also mail to CIBIL but no bodey has respond till now. I am in very trouble. How CBIL can make this type of blunder error, whereas every bank/ financial institutaion as well as individual trust on CIBIL report. Plesae help me out else I will take help of media. Regard, Ravi Shankar +[protected] 2. All the above discrepancies are adverse/ negative impacting on my CIBIL rating. As you are aware that in India every financial organization or bankers follow and consider CIBIL reports/ inputs to check the credit rating of any individual or an organization in India. Enclosed my CIBIL report for your rady referance. I am very much surprised how it has happned. How can CIBIL make such type of blunder error. I am requesting you to plesae reply me on top priority without any delay. Thanks & Regards, Ravi Shankar +[protected] Was this information helpful? | |||
Aug 13, 2020 Complaint marked as Resolved | |||
2 Comments | |||
Comments
Hi CIBIL,
I am also facing the similar problem and raised the dispute in CIBIL site,
I never had default, but my report have one Home loan from Federal bank with lot of default, in different person's name. Federal Bank team helped me to resolve it.. Thanks to Federal Bank, Marine Deive Kochi office team.
out of 26 account listed in my CIBIL report, 20 are not mine.
Looks like there is major problem with the query used for generating the credit report, Since lot of Credit cards are not linked to PAN card, CIBIL is generating report using the matching names, this is creating all the problems for lot of people who are having similar names…
Suggestion to CIBIL, -
1. Search using exact name to generate credit report
2. If PAN is linked to an account, include PAN against each account report, so even though same name appears in the report, PAN may not match, if it is some one else's.
3. if PAN is not available add the address the account, with each account
4. If you are not able to do this, at least include Name against each account, (my CIBIL report shows someone else's name and My PAN number and passport number
Thanks
Binu Paul
I am also facing the similar problem and raised the dispute in CIBIL site,
I never had default, but my report have one Home loan from Federal bank with lot of default, in different person's name. Federal Bank team helped me to resolve it.. Thanks to Federal Bank, Marine Deive Kochi office team.
out of 26 account listed in my CIBIL report, 20 are not mine.
Looks like there is major problem with the query used for generating the credit report, Since lot of Credit cards are not linked to PAN card, CIBIL is generating report using the matching names, this is creating all the problems for lot of people who are having similar names…
Suggestion to CIBIL, -
1. Search using exact name to generate credit report
2. If PAN is linked to an account, include PAN against each account report, so even though same name appears in the report, PAN may not match, if it is some one else's.
3. if PAN is not available add the address the account, with each account
4. If you are not able to do this, at least include Name against each account, (my CIBIL report shows someone else's name and My PAN number and passport number
Thanks
Binu Paul
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