[Resolved]  Citibank Credit Card — Extra billing and unnessery harrasment

Citibank credit cards — Harrasment

How will it sound if someone tells you he is going to black list you in cibil. Yes this is the actual threat I have received over the phone from someone named Ajinkya mobile number +91-[protected] and landline number +91-[protected] Hardik saying if I need to pay the amount due he is going to blacklist me in CIBIL and he would see it to it that I am denied loan if I require one from all the banks.

How educated and ethical of the bank as I am 2 days late because my salary credited a week late as everyone knows due to recession most of the companies do not have enough money to pay salaries on time. Where would I pay the money from if I get my salary late? Should I rob a bank? First of all you pay the late fee and charges and second of all you are harassed too...?

hi dis is neisha sharma,
3 years back one executive from credit card deptt. citibank step into our office, and he offered me Women dicsount card, for which i applied and give my all detals, incl ID Proof Bank A/C Address, but till date i haven't received any card by citibank, now they are calling me to pay outstanding balance regarding dat credit card which i never received, i am very unhappy how can they harass like dis on phone

Credit Card — Extra billing

Manager/Officer
HSBC Bank (Credit card Div.)

Dear Sir

This refers to my credit card no. [protected] in which you have debited Rs. 1166.04 towards late fee fin. charages etc. due to non payment on due date. I had issued the payment for Rs. 1400/- through cheque on 15th of September 2009 and it has been not credited in the A/C saying that signature mismatch( I was intimated through some of your executive saying that if i make the payment, there would be no late fee fin. charages etc shall be charged). I made payment again with a request that return my unused cheque to me. I am still waiting for that unused cheque and also i have been charged Rs. 1166.04 extra indicated in the statement period of 12 Sep 2009 to 11 Oct 2009.


Sir I have been making payment on due date every time and you will be paid continuously in future also but I am not able to pay above said EXTRA amount and request you to kindly waive off this amount.

This is happening first time with me I am making a payment for Rs. 1400/- through cheque with a positive hope of a requested waive off and a healthy relation with HSBC.

Thanks

Regards
Randhir Pathak
[protected]

I am also facing problem with citi bank story is this.

I am also faIn the year 2002 I was holding a credit card of Citi bank, due to financial problem/unemployment not able to make the payment and became defaulter.
Citi bank had converted the outstanding amount into a loan and asked to pay by installments. Accordingly I have given post dated cheques. Out of the installment cheques one cheque dishonored by bank and one of the representatives of Citi bank collected cash against the bounced cheque with in 10 days. The citi bank had deposited bounced cheque and the same honored by bank. Since one extra installment paid by me, written a letter to citi bank not to present next cheque. I waited for two months no reply, but they presented the cheques regularly and bank honored the cheques.
So I had made stop payment of one of the cheques. Balance of all the cheques cleared by my bank till the last cheque. (in 2004)

After 2 years citi bank has sent one statement showing a sum of Rs 7000/-+ outstanding and make the payment immediately.
Since nothing is payable from my side I have not made payment of the amount till now. I had received a advocate notice and replied by me.
Now the problem is through different people calling me and my name is in the defaulter list.
If I want to take any loan from bank very difficult for me to get.

Can you please solve my problem through one of the members.

Thanks & regards,
Raveendran
[protected]@globconindia.com
[protected].
How to solve my problem, please guide me.