[Resolved]  Citibank Personal Loan — Overdue in CIBIL report even after personal loan preclosure

Address:

Bangalore, Karnataka

i have got sanctioned amount of Rs. 139519/- on[protected] and amount of Rs. 129821 has been credited to my account of HDFC bank no.[protected] ref. no. is 153069) after deduction of other service related charges.Every month the EMI of Rs.3316 is recovered from above said account. i have preclosed my loan on[protected] with the balance amount of Rs.129987/- and the ref no. is519120. But still cibil report shows that my overdue of Rs.54358. even after prompt payment and preclosure of loan my cibil rate badly affected by this. i have recieved NO dues certificate for the same but i lost somwhere. Now i applied for car loan but due to low cibili rate i am not getting car loan. pls. help me