CITIFINANCIAL / PERSONAL LOAN — PERSONAL LOAN

 
141 Reviews
India
I WAS FILLING APPLICATION TO CITI FINANCIAL FOR PERSONAL LOAN IN OCTOBER MONTH, AFTER PASSING APPLICATION THEY HAD APPROVED LOAN OF AMOUNT 64000/- AND RATE OF INT. 18% AND THE INSTALLMENT IS 2294/-. BUT AFTER CHEKING EMI I FOUND THEY GAVE ME 18% FIXED RATE NOT REDUCING BALANCE RATE. SO I WAS CANCELLED MY LOAN AND SAID PLEASE RETURN MY FOUR CHEQUES WHICH IS GIVEN THEM.

AFTER ONE MONTH THEY WERE DIRECTLY DEPOSIT A CHEQUE OF RS. 31000/- ON MY BANK ACCOUNT. I WAS CONTACT TO CUTOMER CARE AND FOUND THEY WERE PASSED A LOAN OF 35000/- AMOUNT AND A HIGHER RATE OF 30% FIXED RATE AND EMI IS 1848/-. I HAVE COMPLAIND TO CUSTOMER CARE.

BUT I AM MENTALY DISTURBED WHAT I DO. PLEASE SUGGEST ME.
Complaint comments  140 Comments     Updated: Share0Tweet0

Related Complaints

Comments

i have taken a personal loan to citi finicial .i have paid full amount.my loan has finished last october no noc will be given my u r side .my name is shown a defaulter on satyam side why give reason ????????????? my request is u to pls send my all document and cheque given by me at the time of getting loan .pls rivert back with in 7days .pls delete my name on satyyam side
customername SAURABH GUPTA
loan account number 6889076
RECIPT NUMBER OF LAST PAYMENT [protected][protected]
unnecessarily sending sms everyday. creating mentally harrasement.
i am having a personal loan from citifinancial,my loan a/c number is12853441,i had already paid 8 instalments including the current month march 2008,i ma planning to go abroad and i have to clear my loan in this month,so please forward my balance loan amount to be paid by me,and please its my personal request that after clearing my loan amount delete my name from computer cos previously also from urside it was a mistake and my name came in defaulter as it was not my name,some other customers name who was defaulter added in me,ok so please fwd my balance amount as soon as possible cos may be by the end of this month i have to check out for my work aborad.

Personal Loan — RECEIVING OF CANCEELED CHEQUES

Complaints on "Personal loan"
Read more complaints on this Company
Personal loan
Posted:[protected] by PULLEMLA SAIDULU [send email]
RECEIVING OF CANCELLED CHECKS
Sir,

Iam P.Saidulu had received a PERSONAL LOAN with reference no:[protected] months before. after completing of 7 months I had applied for the TOP UP for the existing one, I got approved for that thing also, and now the main thing is the approved loan given me the amount of 24, 432 rs, deducting the previous loan amount,

I need the cheques of that deducted amount, for future references, so please send the cheques of PERSOMAL LOAN REF:1901165, TO address: H.NO:4-9-584/6, PLOT .NO:28, VINAYAK NAGAR COLONY, HAYATH NAGAR, RANGA REDDY DISTRICT, HYDERABAD, PIN:501505 .

THANKING YOU,

REGARDS,

PULLEMLA SAIDULU.
200% sure Citi financial is cheating customers...
B sure to collect the Welcome letter and other
documents at very first instance..
otherwise, they will increase your loan amount
and ask us to pay more than what we borrowed

Rgds
Rajesh
I HAVE TAKEN 40, 000 LOAN FROM YOUR BANK PAKHOWALL ROAD LUDHIANA BRANCH, THEY GAVE ME 35, 620 CAQUE NO.393620, ITS CHEATING WITH ME,
i have been sanctioned Rs 150000 as personal loan in citi bank, , but i got cheque for Rs. 143444 only, , , where as the concered person in the bank told me that i will recieve cheque for Rs.145129. what do to do please advice me.
I also cheated by CitiFinancial group, They given me a loan for 75 thousands and they given me a 30% floating rate of interest. I never thought of a Bank will do this type of mischievous. Now I am paying 3724 rupees per month as EMI this is 42.5% interest. CitiFinancial is a pakka fraud.

Citibank — Dint receive my cheque my personal loan

Iam chandrasekhar and i got a pre-approved loan from citibank credit card and my loan number: LCBA[protected], and i received the cheque with wrong bank name on it and i sent back the cheque and the bank dint revert me back with the cheque and they told me that the cheque has been dispatched 10 days ago and they are not giving me the consignment number for courier..

I need the citibank superiors to take immediate action on this issue..
some customer of citifinancial has taken loan from them and has referred my mobile no. in his preferences.I have been recieving atleast 5-6 calls from citifinancial on a daily basis.I have done evrything i could to stop this.I find their system really rediculous.i would be really obliged if someone helps solving my problem..my mobile no. is "[protected]".
yes all these foreign collaberation mncs should be kicked be kicked out of our country.they are worst than the mahajans

AND PAWN BROKERS

Citifinancial — EMI debited one month in-advance

I have taken a personal loan of Rs. 7.00 Lacs (loan account no.****0206) from your institution for 48 months (EMI Rs. 19482/-) starting from 5th July, 2008 and accordingly I executed all loan documents and ECS mandate form in this regard.

But I am surprise to note that the first EMI has been presented to my bank on 5th June, 2008 instead of 5th July, 2008 and got cleared.

This loan was taken through DSA (Mr.Deepak Sharma:[protected] /[protected] & Mr.Pankaj Mishra:[protected].

Now I want you to refund the ECS amount together with interest till date at the earliest failing which your next month installment is liable to be stopped and/or rejected.

I must also mention that I won’t be responsible for lapse in payment of EMI in the future until the amount is refunded to me. This shall be considered as a warning / intimation of the misdeed conducted by your institution.
Hello Mr.Bajaj,

I have faced similar problem with the institution... they kept telling me that we will refund in 5 days and so but I got my money back only after 5 months... Due to this I also failed to pay EMI's of other loans... they are sick people... you should take action against them... if DSA is guilty then sue them also...
I will support you in all ways...

Madan
i have taken two wheeler loan one year back, but till now u didnt send any statements,
i am not satisfied with ur services, please take actions and send the statement quickly.
my loan number is 12673775,
from
ch.brahmanandam
vizag
I took a a loan of Rs.100, 000/- from citifinancial. I paid 10 EMI and close the loan after paying the remaining amount. But after 3months they started disturbing me that i have to pay another Rs.30000/- to them and mental harassing. Finally one recovery agents came tomy house and srated disturbibng mentally. Finally he said if i agree to share my wife for one night he way off my entire amount. He threaten me that he kill me aslo. Finally iforced to agree his. I mean shared wife with him.

Citifinancial people all stupid people. Dont go for citifinanciala loan.
As Mr.Manohar said ialso have bad experience. When my hus aay one recovery agent came home and forced to convince me tosleep with him to way off the amount (Which i already paid). THey threaten me that they kill me if is y this to anyone.

Citifinancial is really bad
Regards
Deepa
My father had taken loan from your bank and thyey calling m again and again in a day i rcvd to may call from your collection department.on 17 sep i recvd 19call from a singal day and its happen daily basis.
i rcvd call from number given below
[protected]
[protected]
[protected]
[protected]
[protected]
[protected]

this is some example of your number i have full details and your executive asking me same type of question and i already given answer so many many time. this is my third compliants nad noe i rcvd single unlogical call from yopur side so i will mail ti RBI.

Thanks & Regard

Akash Bhardwaj
[protected]
s/o Mr. Ashok Kumar Bhardwaj
hi,

last time same thing happened to me, collection agent came to my house, and unfortunately i didnt have enough money, and i had a big argument with him, finally i took a rod and beat him, unfortunatly he died, so i put him in gunny bag and taken in my car and finally thrown at city outskirts.

but police couldnt traced me, and some how with god grace escaped with such incident.
regds
vk
Citi financial is 200% frauds i took a loan amount of rs . 33, 000 at the time of taking a loan they have told me that my interset is 15% after my 2 month payment i came to know that they have charged for me 49% interest.Pls dont take loans from citi financial group.They pakka 420.They sack money from customers i never expected that any bank will do like this.
I took out a loan from Citi financial several months ago. The interest rate seemed high. I was behind 2 months in payments and the agent said no problem, he would refinance the loan and I would not have to make a regular payment until the following month. The next day he changed his mind about the solution we agreed to and stated he needed half a payment up front to seal the new agreement. In addition, he stated that I could issue them a personal check in the amount and upon receipt of the check he would issue me a check from Citi Financial for an odd amount to cover the check that I gave them. Sounds kinda wierd! I don't have a good feeling about any of this!!! please give me feed back'

Post your Comment

    I want to submit Complaint Positive Review Neutral Comment
    Your Rating (1 star is bad, 5 stars is good)
    code
    CITIFINANCIAL / PERSONAL LOAN - PERSONAL LOAN

    Contact Information

    Company:CITIFINANCIAL / PERSONAL LOAN
    India

    Add Company Information