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[Resolved]  CITIFINANCIAL / PERSONAL LOAN — PERSONAL LOAN

I WAS FILLING APPLICATION TO CITI FINANCIAL FOR PERSONAL LOAN IN OCTOBER MONTH, AFTER PASSING APPLICATION THEY HAD APPROVED LOAN OF AMOUNT 64000/- AND RATE OF INT. 18% AND THE INSTALLMENT IS 2294/-. BUT AFTER CHEKING EMI I FOUND THEY GAVE ME 18% FIXED RATE NOT REDUCING BALANCE RATE. SO I WAS CANCELLED MY LOAN AND SAID PLEASE RETURN MY FOUR CHEQUES WHICH IS GIVEN THEM.

AFTER ONE MONTH THEY WERE DIRECTLY DEPOSIT A CHEQUE OF RS. 31000/- ON MY BANK ACCOUNT. I WAS CONTACT TO CUTOMER CARE AND FOUND THEY WERE PASSED A LOAN OF 35000/- AMOUNT AND A HIGHER RATE OF 30% FIXED RATE AND EMI IS 1848/-. I HAVE COMPLAIND TO CUSTOMER CARE.

BUT I AM MENTALY DISTURBED WHAT I DO. PLEASE SUGGEST ME.
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Complaint marked as Resolved Aug 13, 2020
Complaint comments  140 CommentsShareTweet

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MY NAME IS MEHAR CHAND SHARMA I TOOK A PERSONAL LOAN FROM CITI FINANCE PAKHOWAL ROAD, LUDHIANA, PUNJAB VIDE A/C NO.[protected] FOR RS. 200000/- THE BANK GAVE ME A DRAFT OF RS. 192335/- AFTER DEDUCTING THE PROCESSING FEES OF RS. 7665/- ON DATED 05/0/2010. NOW I WANTED TO SETTLE THE A/C ON 29.11.2010 THE BANK REQUIRED RS. 200167.46 WHERE THEY GIVEN ME ONLY RS. 192335/- AND I PAID RS. 7509*6 = 45054/- IN 6EMI. IN THIS WAY BANK IS CHARGING INTEREST OF @ 60% WHILE THE BANK PERSON MR. PUNEET SAID ME THAT THE TOTAL INTEREST OF 18 TO 20% WILL BE CHARGED THE BANK PERSONS ARE DOING FRAUD.
MEHAR CHAND SHAMA
I TOOK A PERSONAL LOAN FROM CITI FINANCE OF RS. 200000/- BUT BANK GAVE ME ONLY RS. 192335/- AFTER DEDUCTING PROCESSING FEES ON 03.05.2010 BUT AFTER SIX MONTH WHEN I WANTED TO CLOSE THE ACCOUNT THE BANK REQUIRED RS. 200167.46 ON 29.11.2010 THIS SHOWS SHOWS OVER ALL 50% INTEREST AND BAK CHARGES WHILE THE BANK MANAGER TOLD ME THE LOAN % OF 18 TO 20 % . ALL THE BANK PERSONS ARE DOING FRAUD.

Citifinancial — EXTRA EMI PAYMENT

Dear All,

I Arun Munot had taken a Personal Loan of Rs 5 Lakh ,with the EMI of Rs 15304,for 48 Months, Loan Number ;- LAHI4647081,As per my record i have paid all the EMI , but still the company is insisting for extra payment of RS 15304, I need to understand why , I should pay extra

I therefore request you to please look into the matter and confirm to me about the same


Regards

Arun Munot

[protected] /[protected]
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sir,


kindly requested to you my lone is running last 2007 july in your bank. in 2008 you hike rate of interest but then condition is other now condition is other . a lot of bank giveing houseing lone at half rate of interest witch you are takeing and also you hike 60 EMI .it is not fair .
i am already requested to costmar care two time in writen form but they are ignor & i am regular costmar &pay all instalment. pleace show me the way solve the problem .
praveen chaturvedi
ujjain
[protected]
Worst bank I ever seen, My EMI is on 5th of Every month and They start calling and sending SMS for reminder from 27 th of previous months and they call residential number and tell parents to inform..what the [censored] these people are thinking? if they give do they have any rights on our personal life? Worst Service and now its closed ...
MY CITI FINANCE A/C NO. IS 16290745 IN THE NAME OF MEHAR CHAND SHARMA. I TOOK A LOAN OF RS. 2.00 LACS BUT THE BANK GAVE ME ONLY RS. 190335.00 AFTER DEDUCTING PROCESSING FEES AND INSURANCE CHARGES. I REFUSED THE LOAN BUT THE OFFICIAL OF PAKHOWAL ROAD MR. ASHISH KUMAR SHARMA THREATNED ME THAT THIS AMOUNT CAN NOT BE REFUSED AND WILL BE RETURNED AFTER 6 MONTHS ONLY. YOU HAVE TO TAKE THIS CHEQUE OTHERWISE CHEQUE WILL BE GIVEN TO MR. TARLOCHAN SINGH (AN AGENT OF MR. ASHISH KUMAR) I PAID 6 EMI OF RS. 7509 EACH. AFTER THAT I CLOSED THE ACCOUNT BY PAYING RS. 200842.00. THIS AMOUNT WAS MORE THAN THE PRINCIPAL AFTER PAYING RS. 56365.00 OF INTEREST AND BANK CHARGES. IN THIS WAY THE BANK CHARGED FROM ME TOTAL RS. 56365.00 SHOWING THAT THE INTEREST RATE IS 56.37% WHICH WAS THEY SAYING THAT THE INTEREST RATE WILL BE 18% REDUSING ONLY. WHEN I CLOSED THE ACCOUNT THE CITI FINANCE TAKEN AN EXTRA ECS EMI FROM MY BANK. FOR THIS I TOLD MANY TIMES TO BRANCH OF PAKHOWAL ROAD AND THE DID NOT GIVEN ME ANY SOLUTION AND THE MISBEHAVED WITH ME. I TOLD MANY TIMES TO CUSTOMER CARE FOR REFUNDING MY EXTRA EMI BUT THE ALWAYS SAID THAT THIS WILL BE DONE IN NEXT 24 OURS BUT TILL TODAY AFTER ONE MONTH I AM UNABLE TO RECEIVE THIS AMOUNT. MOREOVER I WRITE TO HEAD OFFICE ALSO BUT ALL IN VAIN. HEAD OFFICE DID NOT GIVE ME ANY RESPONSE. I THOUGHT THAT ALL THE OFFICIALS ARE DOING FRAUD AND NOTHING CAN BE EXPECTED FROM THEM.

Citi Finance home loan — List of Document

Dear sir/Madam,

I am customer of citi financial consumer finance India Ltd.
Branch 95-A, Harsh Paradise, Sapna Sangeeta Main Road, Sneh Nagar,
Indore - 425 001.
My name Shailendra Jaiswal & my home loan A/c no. 16109905.
My list of document show only one sale deed at 23/12/09 and not show
my chain document in my list of document.
Please give me new List of document with chain document.

I am request you, please help me.

Thank you.
last one months requrest from citi financial but not relise my list of documnet
citi financial = referance my requrest no. 4597414, 4620451, 4626297,4616942,4629521
I have provided a loan of Rs.38, 000 from citifinancial while the original amount applied was Rs.40, 000.Rate of interest was hidden for me from the begining. I already have paid above Rs.60, 000 @ Rs.1775 as EMI but still my business is not over.
The rate of interest seemed to me abnormal hence I took positive aproach to establish a sattlement. I have asked for Rs. 13, 300 to pay for it . Draft is ready but concerned authority does not cllecting it .They are unable to present NO OBJECTION CERTIFICATE, SATTLEMENT LETTER & other necessary papers. instead of presenting such documents, they are continiously claiming for EMIs.Such kind of behaviour can not be the sign of a honest company.I am strongly agree with the people those have started to citifinancial CHEATER.

Citifinancial — warrant issued

Hi My name is santoshkumar.menon i took a loan from citifinancial,after paying in time.i got a topoff also.but when recession hit in 2009 i couldn't pay.i dont have the details also.i am ready to settle it.with 10k with 10 installments.but they have issued warrant against me.
The Citifinancials are a bunch of frauds who dosent know any thing about banking they just know how to cheat people
Dear Sir,
This is P.Bhaskara Rao having Personal Loan, ref.No.16365166 and I am unable to pay the EMI Rs.6599.00 on 5th apr2011. The next day I was credited amount in my axis a/c.No.[protected], but only ECS bounce charge was debited. No EMI was debited. So that I have paid the same EMI in Citi finance Panjagutta branch on 11.04.2011. But on 12.04.2011 again the EMI was debited from my account. Yester day I received a call from CITI Finace Executive([protected]) for cancelling the cheque and for refund also.
Please convert the second payment for this 5th may emi.

Yours Truly


(P.Bhaskara Rao)
Cell:[protected]
mail.id.: [protected]@yahoo.in
Address: H.No.2-1/1, Plot No.31,
Ram Naresh nagar, Hydernagar,
Kukatpally, Hyderabad-72.
Hi

I am chandra Mohan and My citifinancial personal loan no is: 15807506, I took 3 lakhs two years ago.While that time the executive told the intrest rate is 14% of reducing balance.but recently checking with my colleagues I noticed the interest rate is 14% instead of reducing balance, which is equivalent to 23.82% reducing balance.I called the citi financial customer care and mentioned as per the aggreement it's 14% flat rate, I am not able to contact the executives now a days.

Please suggest, is it possible to take any legal action against the above mentioned difference?
i want balance status of my loan so pls equest to you send me a balance status ([protected], , [protected]@gmail.com)


thanking you
customer service ion citi finance is really very poor.they promise you something and never keep on it.Please dont belive on these guys till you recive your check and u encash ur check.They now tricks how to cheat innocent people .There is no one who whould like to take a loan and use it to enjoy by payin g extra intrest.
They should be quiet polite even if a customer walks to their desk for track record or some small work.As he is active costomer he/she is stil paying money to bank.


Thanks
Hi, Unfortunately I have taken personal loan from city financial and these people have cheated me like any thing. they have promised something while disbursing the loan amount to me and they have not even gave me the time to read the documents also. they have forcefully made me to sign the paper which says that 17% rate of interest but actually they have made it 28.26% its really horrible.

Can any one please suggest me the email id or contact number of the relevant department to put a complain against this fraud. I want to know and put a complain against it please suggest ASAP. Thanks
Hello sir,
You are not Citi Financials. So kindly change your name as "Cheating Financial". You rouge I completed the loan in January 2011. But still my name is in default list. You are 1 year 6 months behind. You frauds.
This is Pamrod M. Gupta LOAN ID-5066401

MAY I KNOW THE STATUS OF MY ACCOUNT

EMAIL ID [protected]@yahoo.co.in
dear sir/madam, before i submitting my complain i just want to take information from your end . I was a personal loan holder of this company of rs. 84000. i settled my loan after payment of 18 emi. settlement amount rs 30000 and installment was 3.unfortunately i missed out the last payment in last day. but very next day i was paid the last installment amount to my agent. then he told me to give him rs 2000 to manage the default(after discussion his manager). i have already paid this agent rs. 1000 without any receipt . now he forcing me to pay another 1000 rs.

my question is, is it your system or company rules.. pls share me your opinion, i will give my all document after your suggestion.
Rgds: s.das.
email id: s.[protected]@rediffmail.com
Dear All.

Please help me out.
their is on person as Vikram Singh, his contact number is [protected]. he has office in gurgoan in mumbai
as i wanted personal loan, so i called just dial, he provided me city finance Personal loan company's above number. He called me and promise me to give loan 0f 4, 00, 000 in 2 days. so till yesterday he has taken 28000 from me and promise to transfer the loan in next day. since morning i m calling him but he is not picking up the phone.

he has his register company with just dial its below link is

http://www.justdial.com/Mumbai/Citi-Finance-Personal-Loan-%3Cnear%3E-Vashi/022PX...

please i[censored] know about him please give me call on [protected]

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