[Resolved]  Credit Card — settlement of complaint

Address:

Uttar Pradesh

To
The Head, Credit Card Department,
ICICI Bank, Videocon Tower, New Delhi.
Subject : Regarding full and final settlement of credit card no. [protected].
Respected sir,
Three years ago I had been offered by your department to make full and final settlement of my credit card no. mentioned above. I had been asked to pay Rs. 42000 in two instalment of Rs 21000 each in just 25 days. I was not able to pay such a big amount in such a short period. Therefore I requested your representative to pay me this amont in appropriate time and instalments. After discussing this matter with his concerned officer on mobile phone he asked me to pay this amount in four instalments in 70 days. I gave my consent on this. He mentioned the instalments break up on the offer letter in his hand writing. He also gave the receiving for four cheques of Bank of Rajasthan those I had given for the settlement purpose. Those post dated cheques were given by me on 21/12/07 for Rs 20000, 6500, 6500 and 6500 dt 29/12/07, 29/01/01, 26/02/08 and 29/03/08 respectively. The cheques nos. were 33673, 33674, 33675 and 33676. A cash payment of Rs. 2500 was also received from me (vide receipt no. 4243397) on 21/12/07 as a initial payment of the settlement. In this way I made a total payment of Rs 42000 in 70 days as I had been asked. For cheques no 33674 and 33675 cash payments of Rs. 13000 were received by your representative (vide receipt nos. 0005756 and 0005757) on 7/03/08 because these cheques could not get cleared. I also paid a penalty for Rs 1500 (vide receipt no.6355745) on 21/08/08 for bouncing of cheques.
Even after all this exercise I had not been issued no dues certificate by your deptt. Therefore you are requested to do the needfull for issuing me no dues certificate because your deptt. is still showing me a defaulter and asking me again to pay a huge amount of Rs 68000. If I do not get justice from you, I will be forced to move my application to the higher authorities.
With reagards,
Yours truly,


(Ashok Sharma)
Address (O) : Chief Sub Editor, Rashtriya Sahara, Sector 11, Noida. Mob.[protected]
(R) : A 21 C, Shalimar housing complex, Shalimar Garden, Sahibabad, Ghaziabad.
Note: All supporting documents has been attatched with the application.