[Resolved] Fullerton India — False Promise & Big Cheaters, Fullerton India | |||
Dear Sir, Actually when I apply for my loan the duration of my EMI was 3 yrs but right now I got a welcome call and found it is 4 yrs EMI period and Interest rate 25.44%. It's not acceptable form because it'll be very costly for me. So, plz. requested to you to correct my duration period (3 years) & Interest Rate (16%) which I offer at the time of apply. I also face the problems like tenure, interest rate & other which is created by the executive of Fullerton India Mr. Vikash Malakar . The lot of reason are facing regarding this loan below: The Executive Mr. Mikash Malakaar told me the loan duration will 3 years and interest will be 16% but in welcome call it'll be for 4 years and interest 25.44%. The offer me Rs.1,81,842 loan but i got only Rs. 1,74,950 where is Rs. 6892 ??? They sign from me the document but at the time of sign, noting was mention in document abt the amount, interest and duration. I aware the amount when i got the cheque. I already complaint about this matter lot of time but no solution from the bank side, they provide me some contact number to talk but still i call there again again no any number is working. I already complaint on these provided emails: [protected]@fullertonindia.com and [protected]@fullertonindia.com. I m very upset sir abt the EMI process So, requested to you help me to make my problem error free. Thanks Was this information helpful? | |||
Aug 13, 2020 Complaint marked as Resolved | |||
 2 Comments | |||
Comments
Hi Friends,
I Would just the confirm the main points which have discussed on today's call with the Service Delivery Manager Fullerton India Pvt Ltd.
I would like to query the Tenure period of my Loan taken here was 48 months as per my knowledge and agreement. Whereas, People from Fullerton is advising me to go for settlement letter and the balance of amount in 5 EMI as 10, 000/- to 12, 500 /- PM. Advising me that, CIBIL Score will increase and loan will also close in short term with fully paid. Also, i have paid till now 31 months as per my knowledge worth of Rs.67332/- why dont you give me a proper feedback on this.?????????????
As per knowledge with CIBIL, If any person fail to pay the debts in particular time will occur in CIBIL as "defaulter list", this will be closed once the outstanding amount is closed and balance of amount paid with regular payment on period of time mentioned the CIBIL will automatically remove the defaulter list into Normalise till the loan is being closed further.
Whereas, People from Fullerton have charged me Cheque Bounce Charges, Loan taken charges, Late payment Charges etc..( If any left out from bank). In Statement, it is mentioned as " other reason" need an Explanation nor to activate my ECS Again after these payments.
( WHY COLLECTION PEOPLE COMING HOME AND SEARCHING ME FOR THIS EMI I AM NOT AT ALL ABSCOUNDED -WANT MY ECS PAYMENT AGAIN ).
I am not at all satisfied with your services i have taken only 45000/- loan and only person in INDIA paying interest of 71676 /- as mentioned. If this kind of cheating happening further,
Thanks !!
I Would just the confirm the main points which have discussed on today's call with the Service Delivery Manager Fullerton India Pvt Ltd.
I would like to query the Tenure period of my Loan taken here was 48 months as per my knowledge and agreement. Whereas, People from Fullerton is advising me to go for settlement letter and the balance of amount in 5 EMI as 10, 000/- to 12, 500 /- PM. Advising me that, CIBIL Score will increase and loan will also close in short term with fully paid. Also, i have paid till now 31 months as per my knowledge worth of Rs.67332/- why dont you give me a proper feedback on this.?????????????
As per knowledge with CIBIL, If any person fail to pay the debts in particular time will occur in CIBIL as "defaulter list", this will be closed once the outstanding amount is closed and balance of amount paid with regular payment on period of time mentioned the CIBIL will automatically remove the defaulter list into Normalise till the loan is being closed further.
Whereas, People from Fullerton have charged me Cheque Bounce Charges, Loan taken charges, Late payment Charges etc..( If any left out from bank). In Statement, it is mentioned as " other reason" need an Explanation nor to activate my ECS Again after these payments.
( WHY COLLECTION PEOPLE COMING HOME AND SEARCHING ME FOR THIS EMI I AM NOT AT ALL ABSCOUNDED -WANT MY ECS PAYMENT AGAIN ).
I am not at all satisfied with your services i have taken only 45000/- loan and only person in INDIA paying interest of 71676 /- as mentioned. If this kind of cheating happening further,
Thanks !!
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+91 22 6749 1234 [Corp Office]
Supreme Business Park, Floors 5 & 6, B Wing, Supreme IT Park, Supreme City, Powai, Mumbai, Maharashtra, India - 400076
We are sorry to hear of your unpleasant experience with Fullerton India. We have noted your concern and will get in touch with you and work towards resolving your issue at the earliest.
Regards,
Customer Service Team, Fullerton India Credit Company.