| Address: | Chandigarh, Chandigarh |
Kindly help me to resolve the problem First the bank was not agree to settle the account and when it was settled bank is not follwing it.
Sub: Regarding Credit Card No [protected] on the name of Roopak Gupta.
Sir/Madam
I want to let you know that the excess Rs.12, 039 amounts is debited in the account of Roopak Gupta as per the settlement agreement.
The Credit card no [protected] is settled with the bank on Dt 22/06/2009 in 40000/- Rs and I issued eight cheque’s for the settlement .As per the settlement schedule I made the payments .The cheque’s which are Dishonored in the bank I make the payment in cash. But according to my bank statements some cheque’s are not presented in the bank. But some the HDFC executives are compelling me to give payment in cash ( saying that the cheque’s are bounce) again. I requested him to handover my cheque’s and take money in cash they failed to do so. The amount is directly debited in my account (Balance + Excess) when I was out of the country for training.
I want refund of the excess amount and my cheques or stop payment request and the full and final settlement letter on my corresponding address as early as possible.
When I contact with the branch they are not giving any response.
I have the Proof of settlement and the account statement with me.
Yours Truly
Roopak Gupta
Mob: [protected] Was this information helpful? | 
Credit Card — excess payment bill
Gen.Manager,Credit Card Division
Reg:Card no.[protected]
Sir,
Received the bill of above card no. Your bank has charged Rs400.00 as late fees and Rs.402.82 as financial Chargs, and Two time service tax i.e.Rs.49.44.
Your agent received the money in time from my residence, and receipt was given to me.Receipt noCPD1 0098034, and there is no question of late payment i.e.Rs.400.oo, when the payment is before the last date.
I want to know about the financial charges, and service tax?
I am using your card from the last four years, and it appreciable i[censored] see the transaction in my account.
From last four years No reward/gift was given to me, even after so many request. why?
I[censored] will not given me the reply then I will deposit the cheque for Rs.2368.97( Rs.375.00+1944.00+49.79 = 2368.79) that is the only usage charges.
If the above penalty was not removed, then I will send my distroyed credit card by registered post to your office
Thanking you,
Anil Bhardwaj
M.no.[protected]