[Resolved]  HDFC Bank Bank, Central Plaza Branch, Kolkata — (Sub : Charges debited towards service charges for non-maintaining sufficient balance in Savings Account No : [protected], Cust ID : 1302689)

28th August – 2009.

The Manager,
HDFC Bank Limited.
Central Plaza Branch,
2/6 Sarat Bose Road,
Kolkata – 700 020


Dear Sir,

(Sub : Charges debited towards service charges for non-maintaining sufficient balance in Savings Account No : [protected], Cust ID : 1302689)

This is to bring to your kind notice that you have debited a sum of Rs.827.25 on 09-07-09 citing that I have not maintained adequate balance in my subject savings account.

Please note that I also had a fixed deposit a/c with you (Ref Account No :[protected] where there was a clear balance of Rs.8016.56. Since both the accounts were interlinked and also had a sweep in facility attached to it, your claim of non maintenance of sufficient balance in my savings account does not arise.

The subject account was a corporate salary account opened by my previous employer in the year 1999 and since then I was having banking relations with you and had number of fixed deposits in your bank. I was compelled to close this account only on[protected] since I was unsatisfied with the service rendered by you.

In view of the above you are requested to arrange to pay me Rs.827.27 which has been wrongly deducted from my savings account on account of non-maintenance of sufficient quarterly balance which is totally unjustified.

Your immediate action in this regard is solicited else I have to move to higher authority for proper justice.

Thanking you,
Sincerely yours.


Kaushik Bandyopadhyay
21/J S.C Dev Street, P.O : Konnagar,
Dist : Hooghly
Pin : 712235
Cell No :[protected]