[Resolved]  HDFC Bank Bank Credit Card — freeze my salary account

Dear Team,


I Rahul Khaneta a customer of HDFC Bank . I am holding a HDFC bank's gold credit card no [protected]. bank issued me this card in 2007 and Its credit limit was rs 30 k . I used this card and i have to pay all my outstanding before my due dates. On behalf of my good credibility your bank increased my credit limit which was 30 k to 50 k. In part few month I had a some personal problems in my family, which made me unable to pay my due amount an time.Some how I deposited rs 5000 in the month of nov 08 and rs 5100 in march 09. Despite this HDFC Bank freeze my salary account without any notice and without my permission.


I am the only person in my family who taking care of all family members. MY father is heart patient and diabetic from last 20 yrs. I managemy father's medicine's expensesas well. my wife and two kids staying with my parents in rajasthan. MY daughter has fallen ill over ther and my father need some money for her treatment. I bring this problem to HDFC consideration but they people asked me to fax copies of my daughter's hospitalization documents. This all is really disturbing me and my family I feeling harassed.I have responsibility of my family on me to run it.


On 28 th of april 09 I spoken to Mr Sameer ([protected]) and Mr Tarun ( [protected] ). They asked me to deposit rs 900 in my credit card account immediately I deposited rs 900 in card account. On the contary HDFC hold my salary account ( [protected] )

since the no one is ready to have conversation with me in this regards. Mr Tarun andMr Sameer Not picked my phone calls. I am trying to speak with HDFC concern people but nobody is responding me . I have been making regular phone calls to hdfc bank since my account is freeze . But no one seems to be interested to help me out in the matter.


I am ready to settle this card and ready to pay my dues in the future, Now kindly release my account and i request HDFC bank not to do any deduction from my salary account at this moment of the time as me and family need financial support.
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Aug 14, 2020
Complaint marked as Resolved 
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HDFC Credit Card — Holded my salary account

Three months back i made a settlement of credit card with associate named nisha, where she spoke to me for 1 hour and settled the account for Rs.12000/- and promised me to send the NOC to my Office address.

And after three months to my surprise my salary account was kept on hold without any intimation for credit card payment, now they say the card was never settled and the horror was they charged me intrest and late payment was charged to me for this three months and kept me in such a horrible position that i was hospitalized for 1 week for my kidney operation and i cant withdraw the amount from my bank and when i tried calling the credit card department the gave me this number[protected] to speak to Mr.praveen since three days i am calling this number but i am unable to reach Mr.praveen, how can i come out of this problem is this the way the bank treat their customers now i am left with no money to live. please resolve this god will bless you.

Thank You
Mohammed Azharuddin
+91 [protected]
Hi Team,
I have applied for credit card last month may be 22nd or 23rd DEC08, in kolkata . And told them to send it my home address i.e bhubaneswar . But till now i am not getting my credit card .

Br//
Debi Prasad Bastia

HDFC Bank — Freeze on Salary Account

Hi All,

Please beware that HDFC puts a freeze on salary account without even bothering to inform th reason for a dastardly act.

Please guide me in the right direction to take action against them
My salary account was kept on hold without any intimation for credit card payment, I have updated my mobile twice, but ididn't receive any call from concerned department, I am very disopponted.How can i come out from this proble if you arn't serious to settle the payment.
bank has no rioght to freeze any account. coz both departments are different . one can not co relate both the things. u must go to rbi ombudsman to file a complainr against hdfc bank

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