[Resolved] HDFC Bank Bank Home Loan — Not returning the loan processing fees

[Resolved] HDFC Bank Bank Home Loan — Not returning the loan processing fees

R Raveendra Nath Pandey

I raveendra N. Pandey had applied for home loan (Rs. 1200000) and it was sanctioned. after sanctioning the same, HDFC has charged as Rs. 7200 as loan processing fees and now at the time of disbursement they are saying that max loan amount you can avail is Rs.960000/- only, which is not going to fulfill my need. HDFC Faridabad (Mr. Prateek Dehra) and HDFC Allahabad (Mr. Joshi) have taken around Rs.7200 + Rs.1900 as loan processing fees and not returning the same. They are forcing me to take a personal loan for the remaining amount but i don't want to take the same as the interest rate is very high as compare to Home Lone. If HDFC is not willing to give the loan let them say so that customer can go to anyone else. Raveendra Nath Pandey Was this information helpful? No (0) Yes (0)
Aug 14, 2020 Complaint marked as Resolved
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shajeshb

from Chennai, Tamil Nadu

HDFC Bank — Loan Processing Fee

I have applied for Loan Against Property with HDFC Bank Ltd., and given Rs.5000 for processing fee. After 1 month of processing, they have rejected my loan with lame excuses. (property worth 40 lacs and the loan applied for 5 lacs). Then, I applied for Personal Loan with the same branch and got approved with an additional processing fee of Rs.8000 for personal Loan. Same branch is charging processing fee for multiple times for different loans. They are not refunding the processing fee of Loan against property by saying that the team was different, where the customer is same.