[Resolved]  HDFC Bank Bank Ltd - Personal Loan A/C No.91646333 — HARRASHMENT THROUGH NON PRESENTING ECS & WANT PAYMENT THROUGH CHEQUE BY RECOVERY DEPARTMENT

I HAVE TAKEN PERSONAL LOAN IN AUGUST 2007 FROM CENTURIAN BANK LIMITED SUBSEQUENTELY MERGED WITH HDFC BANK LIMITED AND MY ACCOUNT IS REGULARLY DEBITED BY MY BANK FOR INSTALMENT THROUGH ECS OF RS.11775/=. BUT IN AUGUST 2008 I RECEIVED CALL FROM HAFC BANK TOWARDS BOUNCE OF MY ECS FOR JULY 2008 AND DEMAND CHEQUE AGAINST ECS BUT ON CHECKING THE BANK STATEMENT I FOUND THAT NO ECS PRESENT IN MY ACCOUNT IN THE MONTH OF JULY.LATER AROUND 20TH AUGUST I RECEIVED FURTHER CALL THAT PLEASE MAKE BALANCE IN YOUR ACCOUNT SO THAT ECS FOR JULY CAN BE CLEARED. THERE WERE ENOUGH BALANCE IN MY BANK ACCOUNT EVERYTIME FOR CLEARANCE ECS & THE SAME IS CLEARED. AGAIN IN SEPTEMBER I HAVE RECEIVED CALL FROM BANK THAT YOUR ECS BOUNCED & DEMANDED CHEQUE & AGAIN THERE WAS SUFFICIENT BALANCE IN MY ACCOUNT AND ON REFUSAL FOR ISSUE CHEQUE THEY PRESENTED ECS ON[protected] AND THE SAME CLEARED. THIS PROCESS IN STILL CONTINUING AND THE BANK STAFF IN HARRASHING ME CONSTANTLY. TODAY TWO PEOPLE CAME TO MY OFFICE AND DEMANDED CHEQUE FOR MARCH, 2009 ECS WITHOUT PRESENTING THE SAME AND TO BUY PEACE OF MIND I HAVE BEEN COMPELLED TO ISSUED CHEQUE TO AVOID HARRASHMENT. ACTUALLY THEY THREATING ME AND I FOUND THAT THE WOLE EXCERCISE IS DONE BY STAFF TO TEKE THE INCENTIVE FROM THE BY COLLECTING THE CHEQUE INSTEAD OF PRESENTING THE ECS.

IT IS URGED TO YOU THAT PLEASE LOOK INTO THE MATTER AND IF THE HDFC BANK DOES NOT WANT TO PRODUCE THE ECS THEN TAKE THE PDC OTHERWISE THE HDFC BANK WILL BE TOTALLY RESPONSIBLE FOR ANY MISHAPPENING HAPPEND WITH ME BY THE STAFF OF HDFC BANK AS THEY ARE ALSO COMING AT MY HOME.


THANKS & REGARDS

MAHENDRA KUMAR GUPTA