[Resolved]  HDFC Bank — Charging Very High at each step

I am the customer of HDFC Saving Bank Account.
At the time of Welcome kit, Bank did not give me ATM Pin. I waited for few days for that and then I complaint for not receiving my ATM pin to HDFC Bank and Bank executive told me I have written and it will be deliver to you and it is free of Charges.
Bank will not deduct any charge from your account for ATM pin. But now I am seeing that Bank has deducted amount at the name of ATM pin request which is not delivered to me.
I am feeling very uncomfortable with this bank and it is my first experience which is very harmful for my wealth and if it will be continues so I have to take action for it. because people open saving account for saving purpose but if Bank itself will start deducting money without giving any notification at the name of ATM pin generation, Cheque Book, Deposited, Withdrawn, Transaction Charges, and Bank having very limited facilities as compare to other Reputed Bank.
Kindly Thing before opening a saving Account in HDFC Bank.