[Resolved]  HDFC Bank — Mental harassment & bad reputation

You can approach DISHA to sort out your payment situation with the bank. DISHA is a NGO floated by the banks and they talk to the banks on your behalf if you have a genuine pay back problem and the banks typically give you an EMI plan to sort out the situation:

http://dishafc.org/aboutus.html

Regards
Sudeep

Dear Sir,

I am also facing the same type of problem with the said bank . am a holder of saving bank account in HDFC Bank ltd and I hold a credit card of the same bank. Without any intimation or information to me, bank transferred my saving bank money to credit card outstanding, Even the credit card people are harrasing me for non making payment of my outstanding which is not at all correct .

As I have settled this my car payment with them on phone, and as per their advise i paid the half of my dues ason date march .2008 and was suppose to pay the balance 50% of the dues to clear all my dues in April 2008 after receiving the full and final setlement letter per mail as advise by the credit card staff named Sahil . Ever since i did my firsty payment have talked to credit card people several times even visited to their office at Rajauri garden but not a single person was ready to meet me and even told me that ther is no such person by the Name of Sahil . Hence i failed to pay the Balance amount and now again HDFC has held my saving banl account where my monthly salary is credited.

Now the bank is not responding properly and credit card department is only trying to pass on with the 15 days of the said time tranfer all my salary amount to the Credit card payment .

I am really in a bad state of mind and really do not know what to do, as all my efforts talking to HDFC Credit card and SAving bank people is of no help .

Regards