[Resolved]  HDFC Bank — health care policy

sir im from goa india and have a credit card from HDFC BANK .one person called me from call center and told me he gonna give a health policy through my credit card.i tried telling him long time i dont want that policy then i gave him an excuse that father is not at home and i have ask him regarding that.he told me i gonna receive a conformation call after sometime you say ok to them and then he will call me in two days and take my final answer whether yes or no and then he will act foward,but he didint call me .after a weeks time the policy came to my house which i didnt want ,i tried to cancell it when somebody else call me regarding the credit card i used to tell them to cancel the policy but nothing was helpfull.then i went to HDFC BANK margao and gave a application to cancel the same but the time it was two months and i paid two installment already coz i didnt know that i was paying for the premium as i had done a lot of shopping.so now at last the policy is cancelled but ive to pay 3500 rs for preclosure of the policy which i didnt want to take before.i feel its a wrong thing from the bank side by forcefully giving the policy by hook n crook and then charging money to cancel the same.please i dont want to pay any money to the bank but one problem i had some credit on my credit card account which i had received from cathay pacific as i had cancelled the flight ticket.and the bank have deducted rs 3500 from credit balance which i had.please try to help me as i want get my full money back the installments as well a the preclosure fees from the bank.thanking you in advance awaiting for your positive answer.
whitebud alemao