Hi Friends. I am new to the world of Credit Cards. For the past few months a sweet female voice started torturing me over phone to get a Credit Card. After a 100 calls, I agreed. then the agony began. These guys asked me the same bull question 100 times. asked me to spell my residence, permanent and local address. I was really irritated and once shouted that I do not need the card.
Then on Feb 25 or so m the card came to my office address. But believe me till this moment I have not got my PIN. They say I can pay within 50 days w/o interest. But this period is not 50 days, but only 30 days. . Just count and check.
Now they have not even sent the PIN. They claim to have sent it to my office address which I never got. I do not want any communication to my office address. The only thing I got was the stupid statement dt 14 March 2008. If I had not found that statement I would have been penalised.
Now I learnt how they work. They delibrately make the customers delay making their payment by not sending bills, intimations, PIN or any such thing so that they can suck blood (money) out o[censored]s. You know the interest we pay is the only revenue for the Card s. They wont prefer us paying in time as they wont get any revenue as penalty / interest / finance charges.
So buddies, be careful in paying ur CC bill in time. My first Bill was for Rs. 969.00 out of which I spent 500 for recharging my mobile and got a pair of shoes and other footwear for my room mate.
My current month outstanding is just Rs. 246.00, (recharge card) . Please spend in control so that we do not give any oif our money as revenue to the Credit Cards.
Kumar
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