[Resolved]  HDFC Bank — Irresponsible and abusive behaviour of the staff

I am one of the account holder of HDFC BANK, would like to list some horrible experience which I had gone through recently. Inconvenience caused stated as under:
1. Terrible experienced at HDFC BANK – Punjabi Bagh Branch
a) Problem raised when I went to HDFC BANK Punjabi Bagh Branch to apply for a new Debit card as the old one was misplaced. Being totally unaware with the procedures and rules of the bank thus seeking for help but instead of that I was being ignored by the staff, not only this some ladies were busy with their private calls and were discussing about the household stuff
b) Then I queried from one of the staff member “how to apply for new debit card”. she told me to fill up the form for the same which was kept next to the wall - near to the entrance. I searched for the relevant form but got confused as there were many forms. Thus I spent around 15 mins there for the same but none of them took initiative to help out the customer.
c) Thus anyhow I got the form and filled it up. I did confirm from the girl at counter no.9, I gave her my account details as it is a co-operate account so which address has to be mentioned coz I have already left the organization. She told me you can put your Residence address. She didn’t provide adequate details - that I have to fill the form for changing of address first. And as being unaware of the procedure I didn’t fill any form for the changing of the address. I applied for new debit card and credit card at the same time and mentioned my home address in both the forms. However I got my credit card at home address but the debit card was sent to the office address.

2. Another awful incident with Customer Care People - Managers
Thus I had a conversation with Cust care ppl around 4 times to check the status and every time a different statement was given to me. Which are as follows:
a) 1st time - they told me that the card has been sent to the your office address when informed them that I m no longer working with that organization they replied that don’t worry as it will be returned to the bank and you can collect it from the Punjabi Bagh branch – which was fine with me.
b) 2nd time - they assured me that the card has been already returned from my office and will be sent to the Punjabi Bagh Branch and I can collect it from there.
c) 3rd time - they were not sure and was not aware that what exactly was going on??
d) 4th time- I had a word with Asst Manager – Sonali Jain & Manager – Ravi Tiwari, both were impolite and blamed me for everything as its your account and you are responsible for your account and it was your reponsiblity to get the address change first. Ravi Tiwari informed me that the card was again sent to the office address and has been delivered to an unknown person.

* Now I would like to take your attention towards few things –
1. I wasn’t aware with the procedures as I am not working in any Bank – why didn’t the staff inform me at the first place when I asked them which address has to be mentioned in the form?? They were busy chatting with their colleagues or with their private talk, WHICH WAS MORE IMPORTANT THAN TO ASSIST THE CUSTOMERS??? People in the branch were unhelpful & didn’t care to provide adequate information.
2. People in customer care dept are not clear with the work. As every time whenever you call, there would be a different person with a DIFFERENT STATEMENT FOR YOU. Well I believe there is no coordination in your customer care dept.
3. Even the Managers in Customer Care Dept DO NOT HAVE listening, understanding, and problem solving skills. No matter what, they’ll find a way to escape and will put the blame on the customer. And THEY BELIEVE WHY CAN'T A CUSTOMER DREAM ABOUT THE PROCEDURE???
4. I am fail to understand one thing that if the card had been returned once from my office and they told clearly that the person is not working here anymore, then why the card was again sent to my office and why not back to the branch??? Also if one of the CCE assured me that the card has already been returned and you can collect it from the branch then why next time Cust Care Manager said that the card was again sent to your office and has been delivered to Mr Amit (an unknown person)??
5. And how can such a CONFIDENTIAL and IMPORTANT thing can be delivered to any UNKNOWN PERSON (you don’t even know that in which dept he works in and what’s his last name)??? There are thousands of employees working in that organization out of which 100’s of Amit would be, where do I find him???
6. Instead of empathizing and understanding the problem, the Cust Care Managers were adamant and kept repeating that you are held responsible. IS THIS KIND OF SERVICE WILL PROVIDE TO THE VALUABLE CUSTOMERS???
7. Well I had a conversation with the Manager Mr. Shelton Pascal, he understood the scenario and was polite and apologized for the mistake and on the behalf of the other two managers – SONALI JAIN & RAVI TIWARI . But please I don’t want apologies. WILL APOLOGIZING CAN RECTIFY THE SITAUTAION????
8. I can’t understand that the procedures have been made for customer satisfaction or to HARRAS THE CUSTOMERS???
9. Well in this kind of situation I don't think that my money is safe in the bank
10. This is like a black spot to HDFC bank, offering just inconvenience to the customers. I Don't think that really want to retain the customers???
Well at the end I would just like to say that I am really unhappy with the kind of services provided by HDFC staff. I think HDFC should first enlighten its employees that what exactly the customer service is…!!!