[Resolved]  HDFC Bank — Home Loan Cheque refund related

Hi,
On Jan 2008, I applied for home loan in HDFC, (Shahunagar, Chinchwad, Pune).
I got a confirmation from HDFC for amount 15 Lacs.
I kept on searching home in pune and unfortunately I didnt find the desired home. Now, I have changed my plan because of some personal reason and asked HDFC to refund my amount which was paid for or as a processing amount (Rs. 5432).
On the same day I was told that the amount will be refunded back to you and only Admin charges will be deducted, which are very much nominal. They told me that only 700 Rs will be deducted.
Today I got the cheque and I found that they have deducted Rs.2000. I asked them the reason but they didn't tell me the reason. They wrote on one paper that the deduction amount is approximate 2000 Rs. and the reason is education tax and cess tax. I know the amount for which I wish to blame on them is very smalll. But, money does matter and a consumer have a right to know the rule for which they resisted me.
Could you please help me to get the justice.

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