[Resolved]  HDFC Bank — HDFC CREDIT CARD FRAUD

Address:West Delhi, Delhi

Please note my name is Shuchi Sharma and my credit card number is ending with **** **** **** 1099.

It is very dissapointing and unfortunate that I am the victim of FALSE COMMITMENTS made by the staff of HDFC Bank.

It's been almost a month calling and requesting customer care for the solution but have NOT got any solution till yet.

It is embarrasing to have a problem with HDFC bank inspite of the fact that I am a saving account holder for last 4 yrs.

I am sharing the false commitment made by HDFC employees:-

HDFC staff Neha (name told to me) called me and somehow convinced me to take the credit card on the basis of 3 points:
1) The card AMC will be approx 275 +taxes.
2) The card with the limit of 2.50 lac.
3) I can convert all my purchases into EMI through calling HDFC bank.

Unfortunately, it was totally opposite :-
1) The card AMC charges were approx 400+taxes
2) The limit is only Rs 50,000.
3) NO EMI option from the bank.

Moreover, the HDFC Staff member who collected my papers did not allow me to fill the form..he just took the signatures and told me that he will fill up the form in the bank as he does not have the time and has to reach office asap.

I have called Cutomer Care, Grievance department and spoken to N number of HDFC executives and Manager but no solution yet...I would request you to please look into it seriously to avoid this these fradulent cases with other people.

Looking for the quick resolution.

Best Regards
Shuchi Sharma
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Aug 13, 2020
Complaint marked as Resolved 
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Comments

I have an HDFC credit card for a few years now. Few months ago, I opted for the SmartPay facility, where my mobile and telephone bills will be automatically paid by the Credit Card. I was promised that there will not be any processing fee for this. Also, there was a promise of 5% Cash Back. HDFC started paying the bills and also a processing fee of Rs. 10 per bill payment (3 per month, in this case). Also, I never received any cash back amount till date. The bills due this month were not paid, so I had to face problems from my service provider.
When I called customer care to lodge a complaint, I had to pressurize them to give me a complaint number. I was also told that "No Action" will be taken regarding the non-payment and "false promise" of cash back and no processing fee. Now, to cancel the facility I have to personally go to the bank and drop a letter, vis-a-vis, when they wanted me to sign up, they kept sending their executives to my office for 1 week continuously.

- Kanchan
HDFC bank agent has come and told will pay ur Electriciy bill, phone and mobile and insurance etc.,
with 5% cash back and no extra fee. then I applied for that.
now they sent one mail saying that every quater you have to pay Rs25/-.
whe he came, he told me its absolutely free no charges. you will get back money.
wt a bank yaar... please dont believe anything from HDFC bank

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