[Resolved]  HDFC Bank Limited — HDFC Cheats BY Charging Conversion Charges/MisCommunication

A case of Cheat and trecherous attitude with no Customer care and Rude Behavior of Staff. Took Home loan Of 13 Lacs floating in 2005 Principal Outstanding in 2010 february 12.30 Lacs . Hdfc is the first bank to increase the rates on any CRR Hikes By RBI and last to reduce them in Subsequent Years. My Current ROI is 10.75%. When i Contacted Them for such high ROI , they offerred me a Special Scheme For Conversion FROM 10.75 to 8.75 By Paying 1% of PROCESSING FEES.

1) It is clear case of Cheating Customers as WHY SHOULD WE PAY PROCESSING FEES( 12500) In a Floating Rate Loan.
2) HDFC never informs customers about the switching Schemes and to my Horror their Staff says LET the Custome Be AWare.

I Pray God Almighty to put some brakes on Their free run on Cheating customers charging High ROI. My Sincere Advise to ALL home Loan Seekers Please read the Fine print and Think twice approaching THIS PRIVATE SECTOR BANK. Its Bleeds to Pay YOUR Hard earned Money For Luxuries of their Directors.

WILL ANYONE CARE TO RESPOND FROM HDFC...