[Resolved]  HDFC Bank — Personal Loan - Mental Harassment and Torture

PERSONAL LOAN Account No. : 17237499

NAVEEN CHAND B
BANGALORE
KARNATAKA-560034

Email : [protected]@rediff.com

I mite get my warrant next week. HDFC demanded me for 30000 Rs in 7 days. With only 3 days left, I have arranged only 6000 Rs. Unemployed, Financial issues, Family issues (money) - with these reasons, I'm confused wid my decision to either go to jail or end my life forever.

I got my Personal Loan from HDFC on 02/09/2010 for INR 150, 000. They credited INR 138, 000 after deducting their Due for Processing Fees From Customer, Due for Gap Interest Booking, Due for Stamp Duty Paid To Bank, Due for Transaction Fee Paid To Bank and of-course an Insurance for myself (HDFC say). The insurance says, HDFC will get the loan amount, if I die during the loan amount. They could have killed me instead. I paid 21 installments without fail out of 60. When I was unemployed (lost ma job and returned home, still jobless for 2 years), I started failing ma installments. Now HDFC have come across with some new ideas - Pay INR 90, 000 7 days or pay 100, 000 in 3 shots (30k, 30k, 40k). My father's home loan from I**I Bank are preparing for recovery on my sweet home. We are going to lose our home forever. In this situation, HDFC wants me to pay them so called settlement as mention above.

The best abusive harrasment I faced with HDFC, was awesome. Till today no one has ever abused. I have recorded few sms and calls.

All I need is some time. I mite get a job in next 3 or 4 months. I will never cheat the bank. All I'm asking is some time, say, 3-4 months, within which I'll definitely find some job and if HDFC cud waive off my interest, I will pay pff the remaining amount without fail.

Its a humble request a jobless, moneyless, homeless (with no time) person.

Dear Naveen,

We have received your email dated October 22, 2013 vide Reference Number:[protected]. Our Customer Service Executive will respond within 1 (One) working day. In case your query requires further investigation and takes a longer time, we will keep you informed on the time required for resolution.

- Tejal.
HDFC Bank customer assistance.