[Resolved]  HDFC Bank — CREDIT CARD RECOVERY

Address:

Punjab

Dear All

When i paid Rs 1,18,400 against my Credit Limit of Rs 75,000 for less then 6months Tenure. Till that time when i didn't pay the money
i received calls from Bank side on daily basis but when i paid the full amount then why i am facing the problem to get the NOC from bank side
2. What will be the Status of my name showing at CIBIL
3. Why and How is it possible that I have to Pay Rs 1,18,400 against my credit Limit of Rs 75,000 just for 6 months

R/Sir
With due regards, I was Ex-Employee of HDFC bank(26april2010-31july2010) with employee code D2751 located at Ludhiana(Millerganj) Gill road as Pref.RM and received a Credit Card from bank of number [protected] (Platinum). Major payment 1stly made from credit card on 26/06/2010 at Hotel Comfort inn , for attending the Induction training organized bank at Delhi. Where i make the payment of Rs.22599 via from same Credit card stated above and still my pending over the bank for that is standing.

Case:-
Today (18/04/2011) i received a unknown call from person (Rajveer) from mobile number( [protected]). He said that he is calling from Delhi court (Patiala House) and they are having my Non-Bailable warrant via Warant number:- NWD234/2011.
Case was framed by Mr.Neeraj Saxena([protected]).
When i talked with Neeraj , He replied that actually case was lodged by Mr.Akhilesh Saxena([protected])
and they already send me the copies of case but till now i didn’t received the any copy from court or Either Bank side regarding the case of Non-Payment of credit card Payment.
Then Mr. Rajveer forced me that at 12:30Pm Patiala court of Delhi going to issue against me a Non-Bailable warrant , If case not setteled before 12:30.
My Credit card limit was 75,000Rs against which i spend only 52,400Rs only and I make the Payment for Induction Training organised by bank was Rs 22,599.
But today i was forced to Deposit of Rs 1,18,120 against my credit card Payment with in Haft hour to Stop the Non-Bailable warrant due to which i was forced to sell my Motorcycle at less then 60%of market price and some gold items and deposited Rs 114000/- today at my Credit card number ([protected])
If I was the legally bound then with me HDFC bank is also liable bz out of my total credit limit Rs 75000, I make the payment of Rs22599/- at Hotel arranged by BANK to attend Induction Training which is approx. more then 30% of credit limit.
Thus now Bank has to pay me back 30% of Rs.118120 Approx. more then 35,000/-

Regards

DIVAY MAHAJAN
[protected]