[Resolved]  HDFC Bank Standard Life — HDFC is looting your hard money

If someone is planning to invest the money with HDFC standard life policies, please do not choose this option. Its better to let govt deduct the tax. After two years I came to know that NAV of my hard money is now less than 50% because first year they deducted 60% of the installment amount as charges (paid 20000 and bank deducted 12000 as bla bla bla...charges) which was never told to me.
Yesterday i got the statement and shocked when I saw the NAV. Today when i called customer care then i came to know all these false and/or hidden conditions. Till now I lost approx 18000 rs whereas i have paid 40000 to the bank in last two year. You will be surprised to hear that HDFC CSR told me that you will get 40-50% returns per year but I'm loosing 40-50% per year. Thanks