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I took a two wheeler loan from centurian bank of punjab (now HDFC Bank) in oct 2006. the loan was cleared in jan 2009. after clearance of loan also the bank has not provided me with the RC of my vehicle. Everytime i visit them they keep on making some excuses. its almost more than 1 years and 6 months but i havent recieved my RC. can anyone advise what i can do.
HI,
I have applied for Two Wheeler Loan through Sri Sairam Motors (BTM) on 9th Jan 2012(Monday), and same day i paid 22760/-Rs
They said you will get bike within 7-8 days, 3days for loan approval + 4days
but verification process itself started on 14th Jan 2012(Saturday) .
On 17th Jan 2012 i received sms that verification process is completed,
On 19th Jan 2012 i received sms that my loan is approved with Loan A/c 20548090,
then on 20th Jan 2012 i given 3 checks and signed on agreement.
but still (On 26th Jan 2012 ) Sri Sairam Motors guys are saying to wait for confirmation from Bank.
I just wanted to know why this much delay in process.
i don't know who is responsible for this delay HDFC Bank or Sri Sairam Motors,
but finally i am suffering from their process, because neither HDFC Bank nor Sri Sairam Motors is responsible money i have paid and their interest.
Ravi Kumar gupta
I have applied for Two Wheeler Loan through Sri Sairam Motors (BTM) on 9th Jan 2012(Monday), and same day i paid 22760/-Rs
They said you will get bike within 7-8 days, 3days for loan approval + 4days
but verification process itself started on 14th Jan 2012(Saturday) .
On 17th Jan 2012 i received sms that verification process is completed,
On 19th Jan 2012 i received sms that my loan is approved with Loan A/c 20548090,
then on 20th Jan 2012 i given 3 checks and signed on agreement.
but still (On 26th Jan 2012 ) Sri Sairam Motors guys are saying to wait for confirmation from Bank.
I just wanted to know why this much delay in process.
i don't know who is responsible for this delay HDFC Bank or Sri Sairam Motors,
but finally i am suffering from their process, because neither HDFC Bank nor Sri Sairam Motors is responsible money i have paid and their interest.
Ravi Kumar gupta
Dear Ms Joshi,
We will check for the dues in your account and respond with an update. Please write to [protected]@hdfcbank.com with your loan account details, contact details, a copy of the NOC and settlement letter and the reference number TTU[protected]. We will get back to you soon.
Regards, Customer Assistance, HDFC Bank
We will check for the dues in your account and respond with an update. Please write to [protected]@hdfcbank.com with your loan account details, contact details, a copy of the NOC and settlement letter and the reference number TTU[protected]. We will get back to you soon.
Regards, Customer Assistance, HDFC Bank
Respected sir,
My name is niraj singh i am live in Ahmadabad. I have a salary account in HDFC Bank ltd.at ashram road branch last 2009 to at present.A/C no is [protected] Hdfc bank was offered me you have a pre approval loan for two wheeler.loan A/C No.21270667.they approval 18-april-2012.I was told ok i purchase bike at 24-april-2012 HDFC BANK Rep told me u do down payment at i have pay 7330/- down payment.at universal auto products.Nr khanpur,laldarwaja Ahmedabad.TEl NO[protected]/3021101.[protected],Receipt no[protected]and Booking no BN16871.Yesterday HDFC rep come and do the agreement And take 3no of cheque for ECS cheque no is[protected].I told my family and reletives i purchase new bike tomorrow.at night 9.00pm HDFC rep told me your lone is canceld.why bank r playing peoples feeling.today morning my son is ask me papa when we go for a new bike now what i am do now and what answer give my son.please do needful in this mater.why banks do this????????????????????????????MY cell no [protected].
My name is niraj singh i am live in Ahmadabad. I have a salary account in HDFC Bank ltd.at ashram road branch last 2009 to at present.A/C no is [protected] Hdfc bank was offered me you have a pre approval loan for two wheeler.loan A/C No.21270667.they approval 18-april-2012.I was told ok i purchase bike at 24-april-2012 HDFC BANK Rep told me u do down payment at i have pay 7330/- down payment.at universal auto products.Nr khanpur,laldarwaja Ahmedabad.TEl NO[protected]/3021101.[protected],Receipt no[protected]and Booking no BN16871.Yesterday HDFC rep come and do the agreement And take 3no of cheque for ECS cheque no is[protected].I told my family and reletives i purchase new bike tomorrow.at night 9.00pm HDFC rep told me your lone is canceld.why bank r playing peoples feeling.today morning my son is ask me papa when we go for a new bike now what i am do now and what answer give my son.please do needful in this mater.why banks do this????????????????????????????MY cell no [protected].
My name is Goutam Debnath and live in pune (Maharashtra) I have taken two wheeler loan from HDFC Bank i have cleared my loan and I gets a “NOC” from the Bank and I have paid all dues payment… and after paying the amount the Bank put my name in to the CIBIL… why Bank put my name in the CIBIL……
I strongly feel HDFC Bank are fraud….. the banks to update CIBIL about the closure off the loans and credit cards when the customers pay all the balance and close their loans and credit card dues. The bank should give the customer "NOC" immediately after he clears all the dues and at the same time the customers name should be removed from deaulters list of CIBIL so that the person will not suffer in getting other loans like home loan. I feel that the cooling off period for the customer in CIBIL should be less. If the customer is clearing all the credit balance and making it zero then it is the duty of both the bank and CIBIL to remove his name from the defaulters list. I again request CIBIL to help such customers in removing their name from Defaulters list if the customer has paid all the credit amount and gets a NOC from bank.
It is my humble request to the Person who are working in CIBIL to update the status of such customers immediately as the customer has paid all his dues and got a "NOC" from the bank.
I did some study regarding CIBIL, form where i got the info that only financial institutions have got the access to this database.General Publics dont have the access to this restricted area.I want to know why.I must have the right to know what was my fault or is some one cheated me.
What to do now please suggest me...
Best Regards
Goutam Debnath
Mobile: [protected]
Email id :- [protected]@gmail.com
What to do now please suggest me...
if i not gate any regulation then it's asclate to MEDIA (CNBC TV..)
I strongly feel HDFC Bank are fraud….. the banks to update CIBIL about the closure off the loans and credit cards when the customers pay all the balance and close their loans and credit card dues. The bank should give the customer "NOC" immediately after he clears all the dues and at the same time the customers name should be removed from deaulters list of CIBIL so that the person will not suffer in getting other loans like home loan. I feel that the cooling off period for the customer in CIBIL should be less. If the customer is clearing all the credit balance and making it zero then it is the duty of both the bank and CIBIL to remove his name from the defaulters list. I again request CIBIL to help such customers in removing their name from Defaulters list if the customer has paid all the credit amount and gets a NOC from bank.
It is my humble request to the Person who are working in CIBIL to update the status of such customers immediately as the customer has paid all his dues and got a "NOC" from the bank.
I did some study regarding CIBIL, form where i got the info that only financial institutions have got the access to this database.General Publics dont have the access to this restricted area.I want to know why.I must have the right to know what was my fault or is some one cheated me.
What to do now please suggest me...
Best Regards
Goutam Debnath
Mobile: [protected]
Email id :- [protected]@gmail.com
What to do now please suggest me...
if i not gate any regulation then it's asclate to MEDIA (CNBC TV..)
Hi,
I was having a two wheeler loan from hdfc bank and all the amount was paid for it, but 7 years i.e in 2013 when i applied for a personal loan then bank is saying that your cibil is showing a bike loan due and that is the reason laon can not be approved. After asking about the outstanding amount and the loan account no they are answerless.
I am really surprise what is this happning. anyways i am ready to pay the amount but bank has to tell me that for which loan account no and what is the amount to be paid but bank fail to tell me this.
therefore i am sorry to say that now this days bank also started cheating if not please get back to me or any one can help me on this issue. my mobile no is [protected]
I was having a two wheeler loan from hdfc bank and all the amount was paid for it, but 7 years i.e in 2013 when i applied for a personal loan then bank is saying that your cibil is showing a bike loan due and that is the reason laon can not be approved. After asking about the outstanding amount and the loan account no they are answerless.
I am really surprise what is this happning. anyways i am ready to pay the amount but bank has to tell me that for which loan account no and what is the amount to be paid but bank fail to tell me this.
therefore i am sorry to say that now this days bank also started cheating if not please get back to me or any one can help me on this issue. my mobile no is [protected]
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my self navdeep singh nagra had applied for an two wheeler loan in hdfc bank ..i had given all my documents and a blank cheques too i have also signed an agreement between them unfortunately my loan was being cancelled i approached the bank representative to give back all my cheques..but he refused and he gave that cheque to the dealer from where i was going to purchased my two wheeler ..
hdfc bank representative name mr pawan [protected]
dealer name sainath auto nanded