[Resolved]  HDFC Bank Two Wheeler Loan — Theft of vehicle by HDFC Bank recovery agents

Respected Sir,

I had taken a two wheeler loan from HDFC Bank.Due to my fathers accident 1 cheque is bounced.So today Date : 13/05/2009 i went to Naroda, ahmedabad, gujarat.when i came back my vehicle is not at its place i was shocked i thought that it was theft by some one.But later i come to know that it was theft by the recovery agent of HDFC Bank without any call and in my absence.I immediately went to their collection department and i met Mr. Rocky Patel i told him that i want to windup my loan and want to close the account by paying Rs.10556/- which is an outstanding amount but he refused and asked me to pay Rs.20000/- as full & final amount which includes Rs. 7000/- as latepayment & bounce charges and Rs.5000/- and seezing charge of vehicle i was really shocked and i request him to please reduce some amount i am ready to pay my remaining emi amount by they could not agreed.Is this a nominal amount of charges they are charging.Is this a employees of HDFC Bank.