HDFC Bank — UNAUTHORISED DEDUCTION OF MONEY

Address:

Vadodara, Gujarat

Dear Sir,

I am holding Credit card of HDFC bearing No.[protected] since 12years and was having a healthy transaction.
I took a jumbo loan of Rs. 1.00 Lacs from them on 10.12.2010 which is to be repaid by 24 months EMI of Rs.4763.58. I was paying the installment regularly till the 11th installment. As informed by HDFC I paid Rs.64,445.00 on 25.10.2011 along with extra closing charge of 2% to close this loan fully & finally.

Now I received a final bill from them having debited an extra amount of Rs.2245.05 from my Savings account towards this which had already been closed by them on 25.10.2011. When I complained about the same with HDFC the reason they could give to me was that as the said loan has not been pre closed by them I need to pay Rs.2245.05. Means I am getting penalized for their mistake & negligence and this is purely a case of cheating. So I should get back this money because I have a total loss of about Rs.5000.00 (i.e Rs,2500.00 they have charged me as pre closure charges & now. Rs.2245.00 as balance amount).

Therefore I request you to kindly consider my above plea/compliant and let me have justice.

From,

Sanjeev Nair,
A-1 Vaibhav Bunglows, B/H Patel Party Plot, Vasana Jakat Naka, Vadodara
Cell No.[protected]