HDFC Bank/personal Loan — Claiming 2% of Loan as penalty

Address:Bangalore, Karnataka

To,
The Manager
HDFC BANK
(Personal Loan Department)

Dear Sir/Madam,

HDFC has taken my application for Personal loan purpose, Sales executive has brought many documents to sign, among those documents ,they informed that my previous employer relieving letter was fake and the application has been rejected.
I have a proof that I worked in that company, but since they had not given me a relieving letter, I had prepared the same and submitted to the executive. I know it was my fault, but I have other original documents with me to prove that I worked in that company.

Since, they found its fake... they want to claim a penalty of 2%.

People are getting fooled with hidden charges and they have not also sunk my personal loans but want to claim 2% penalty too...

Plz somebody suggest what to do!
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My loan application num is 53944964
i have submitted all docs by 3rd jan 18
By06th jan i got sms that loan amount is aproved.but till the date 11th jan they are not transffered amount to my accounts..This is worst experience ever.

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