[Resolved]  Home Loan — How to clear cibil report

Good Day,

I am a private loan lender by name Lady Miracle, i give certified loans to serious minded individuals and company at an interest rate of 5% with total loan repayment allowed weekly monthly or yearly depending on how you can make repayments if interested email me at l.[protected]@gmail.com We only offer out in: Dollars, Pounds, Euro and Naira only.

I have also suffered due to wrong information in CIBIL report.
I think CIBIL is doing is purposely to harass consumers and charge money from them to get the report cleaned.
I also doubt authenticity of CIBIL report.

Home Loan — HDFC did misguide to us

If I do Compaint with this blog site, is this useful for me. What action will happan?
HDFC cheated me very badly, nobody should go with HDFC bank. No guidence, no service, only cheating by them, No proper comminication, only miguiding to customer by there staff and branch manager as well. This true, I and my family totally under depression because this bank. I requesting to all people , should not go for HDFC HOME LOAN , by god, Saibaba ki jay. God will is gr8, they will looking to these HDFC staff & manager. One more thing, All marathies HDFC staff cheated me.
Jay Maharastra.

Home Loan — Unjustified interest rate and for having reduced interest rate as per the market, bank is asking 1.93% of principal outstanding.

I have taken a Home loan from ICICI bank. In the starting interest rate was around 8% and close to market rate. At present they are charging 12 % of interest rate. After discussing to bank loan department, they are saying, they can reduce it to 9.25%, only if we pay 1.93% of balance outstanding principal amount.

While increasing the interest rate, they never concern about the customer or consumer. While reducing the interest rate, as per the market, they have this scheme. If you want to reduce the interest rate, you can do this, after depositing 1.93% of amount of principal outstanding.

Fresh loan they are offering at even low interest rate i.e. 8.75%.

And if, I transfer the balance to some other bank, where I can get interest rate of 8.5%, then ICICI will charge penalty of 2.25% on principal outstanding.

This is not fair with the consumer.
My outstanding loan amount is Rs. 13 Lacs, Tenure left is 168 months.
My Loan No. is LBGUR[protected].

Credit Card — in my cibil report shown over due payment for credit card

i never use your credit card i am receving asms from state bank of india total due amount Rs 409.88 and minimum due amount Rs 248 and this amount show in my cibil report .i will requested to you please clearffied this thing.

mobile no-[protected]
new addresse-D/16 katjunager 1st floor, kolkata 700032

HELLO
SHOULD IN CASE YOU NEED A LOAN ...BECOS, AM A CLIENT TO THIS LOAN AGENCY ...THANK MR.LARRY SMITH FOR OFFER MY A LOAN...FOR MORE VIA:[protected]@hotmail.com

Home Loan — IT certificate provisional

Dear sir
My home loan no is LBTNJ[protected]. Kinldy send my the provisional IT certificate at the earliest to my mail Id as well as to my communication address.
with regards
d.Gnanasundar

Home Loan — incorrect cibil report

my hdfc loan no.[protected] for rs 22 lacs dt 20.02.2006 shows an outstanding amount Rs 8168. which is not correct.pl check and do issue me a certificate of clearance from cibil .pan card no. ABZPA3249D

y hdfc loan no.[protected] for rs 22 lacs sanction dt 01 09 2004 . cibil rport.20.02.2006 shows an outstanding amount Rs 8168 fo. which is not correct.pl check and do issue me a certificate of clearance from cibil .pan card no. ABZPA3249D date of birth 13 04 1958
[Complaint comments] Read comments [Complaint category] Loans [Complaint comments]

cibil no[protected] my bate of birth 13 04 1958 and pan card no isABZPA3249D my hdfc loan no.[protected] for rs 22 lacs sanction dt 01 09 2004 . cibil report.20.02.2006 shows an outstanding amount Rs 8168 fo. which is not correct.pl check and do issue me a certificate of clearance from cibil .

I have purchased a flat at Dum Dum, Kolkata 700074, and taken a loan of amount of 572000 from SBI Dankuni Branch as Dankuni was my earlier address. I had done my registration on 2008 and submitted my original IGR to mR. . M. Ghosh (Manager Personal Banking) in the branch. Suddenly I got a letter from SBI Dankuni Branch and came to know that they have lost my original IGD. I have asked for the advise to the Chief Manager Dankuni Branch Mr. Pramanik for the advise, but they insisting to do the FIR from my side and after they are denied to give me the support. Now I want a positive action so that I can be free from harrasement.

ICICI Bank( Home Loan a/c) — overdues list

I am regularly paying EMI to ICICI Bank every month but some over dues showing by the bank authorities pl, let me see the dates.

Dear Mr. Rao,

We're sorry to hear about your experience.

Please write to us with your contact details and loan account number at [protected]@icicibank.com (Subject line: UID 160087). We'll contact you and work to address your issue.

Regards,
ICICI Customer Service Team.

Home Loan — Desperate delay in Sanctioning loan

With reference to the above file number, we have applied for 15 Lac loan on 15th Dec 2009 but till 13 Jan 2010 we have not got any status from your side the Legal verification and personal detail verification from your bank inspected our site and our office on 26 Dec 2009, from that day onwards no response from your field executive and don't even have the courtesy to reply to our calls we contact your office no response from thereto but yesterday 13 Jan 2010 we made a call to Ms Meghnah who contacted us on day of verification by phone from her to we didn’t get a effective reply after making more four or five calls she responded stating that by today evening you will get a reply, but evening at 1900h again no response from their end and we contacted and we got reply that we have to send a request through e-mail for sanction of the loan for 7.5lac and they replied that the documents submitted were not sufficient but the documents which they requested already been submitted by me on 15th Dec 2009 itself. It is great pain for us to see the initial documents verification has been done after 29 days, but however our processing cheque for Rs.11046/- was cleared. If it takes a month for verification of the initial documents when can we get the loan? It is better we go public sector bank for our needs. You people always give assurance that the loan will be sanction by 20 days.

Home Loan — Not getting any consolidated statement of principal and interest,moreover monthly statement is not coming for last 5 months.

No monthly home loan statements coming at all after several reminders and not geeting any answer from the bank.Immediatly needing my consolidated yearly breakup for my Principal and interest component for april 09 to march 10 within 24 hours ,otherwise I will be penalised in my tax component from my employer and huge tax will be deducted from me.

I borrow home loan from ICICI Bank 4 year back. I want to repay the home loan at my own. As per agreement bank will charge 2% pre-closure charges. Is there any law to stop to bank for charging pre-closure charges

my housing loan application rejected due to my cibil report.
but as per my records and documents the my credit card payment have been cleared and still there is showing my name is defaulter's list

Now i want to sort it out my problem, please suggest me the way how can solve this issue, or i whr i can contact to know about details of my cibil reports reg bank whos payment is showing due.

my housing loan and every applied loan applications rejected due to my cibil report.
but as per my records and documents the my credit card and two wheelers payment have been cleared and still there is showing my name is defaulter's list


kindly suggest me how to clear my name in cibil report

Home Loan — home loan rate of intersest

Sir/Madam,
i prashant ganorkar, customer is axis home finace.
i take a some property in pune.
i wanded to clearnce for rate of interest upgrad in my account.
home loan start 8.75% rate.
now 8.50% axis home loan. this rate are upgrade in my account.
please reply me on my cell no:-[protected]. and my mail id.
thanking you,
regards,
prashant ganorkar
pune
[protected]

I have my name in the defaulters list of CIBIL. I had one ICICI bank credit card which i have settled in nov-09.
I also have one BAJAJ finance personal loan which i ll be clearing today. In bajab also they say that it is been updated in cibil.
I want to know that after clearing the bajaj finance loan which is the only pending from my side, will i be getting a home loan...??
Please clarify as its too urgent.
Thanks,
Sachin