Home Loan Complaints & Reviews

Date :- 18.02.2010


Dear Sir/Madam,

With reference to my housing loan application submitted on 18.01.2010 for Rs.8.21 Lakhs at SBI R.A.C.P.C. BKC, Mumbai, the case was opened starting with

1) Verification call on 20.01.2010.
2) Followed by personal verification at residence and office on 20th & 21st Jan ,2010 respectively.
3) I also received confirmation sms form SBI...

Hi all,

I had applied for Housing Loan thought LIC housing Finance through their agent Islam ([protected]) in July 2009, at the time submitting i had clearly mentioned my requirement of Loan amount to that agent and he has also agreed that you will get this amount.

Then i did continuous follow up from my side for getting loan sanction but after following up more than 2 months i didn't any update from LIC....

Dear Sir,
I have a home loan account in IDBI bank Jaipur of Rs. 1437000 A/C [protected]. There is a triparty agreement between builder,bank and with me where it has mentioned that till the possession of home the interest will be paid by the Builder. We have approached bank to clarify the same that who is actual liable for this. Document says somthing and bank is doing other thing. Now my nam is showing in defaulter list. The builder...

Sir,
This is Eswaramoorthy Chenniappan, son of Late T.P.Chenniappan and Mrs. C.Jayalakshmi. I am building owner of Bank of Baroda perundurai branch. BOB perundurai branch Property is under name of C.Jayalakshmi (Mother) and myself (Eswaramoorthy Chenniappan). We have availed loan of Rs.10,00,000 on 2004 for renovation of property where BOB perundurai branch is located. We have requested to deduct EMI's from BOB lease rent account,...

I wish to have House renovation and remodelling loan from SBI worth of Rs 2lakh.

For this i approached to Srinagar road,Kolkata-700094 branch for further proceeding.But fact is no one responded well in regard to this, they told repeatedly that my application will not be approved from processing central cell, they completely demoralized me for the whole duration.At per Act of Information i want to know that where any particular...

Dear Sir ,

I haven taken a home loan with account no[protected].
Presently I at Bharuch Gujrat and anable to collect the provisional statement from HDFC branch .
Requested for provisional principle and interest statement for the period of April 2009 to March 2010 for TDS purpose.

Kindly help for same

regards ,

Prasad
+91 [protected]...

We had applied for housing loan in HDFC bank on 18th November 2009 and was approved on 30th November 2009 for Rs. 3000000/- which we had asked for. After that bank had disbursed the amount of Rs. 2618415/- by cheque(dated 2nd December 2009) to UNITECH. Now at a time of submitting all documents, pre emi & emi cheque on 01st December 2009, we were told pre EMI amount of Rs.17217/- and for which we had given a cheque (no. 675250 dated 26th...

Sub. : Loan Account No. 13697381

Sir,

That, I would like to rewind the story related to the above loan which was taken through your Indore office, Indore towards purchase of a Flat.

That, I was determined to purchase a flat in the year of 2007 and during that period an Agent of your Citifinancial, Indore approached and converse me that he is eager to help me by providing immediate loan from Citifinancial...

Dear sir,
I applied for home loan with IDBI bank before 3 months ago after receiving all charges like as processing fees and other charges Rs. 11087/- when I am ready to register the plot they rejected the loan. No reason given for rejecting loan but his officials hint me about the reason.The loan rejected due to CIBIL report.When I request for the report it is seen there are three credit card on my name when i hold only...

Hi,
I too had similar problem. Although RBI decreased the CRR, etc, ICICI charged me a hefty sum to reduce my home loan from 13.25% to 9 %, which still is higher than new applicants. I had started at 7.75%
New applicants should realise that they are also in for similar problem. It is just a marketing gimmick, to get unsuspecting consumers entangled.
My experience with ICICI has been BAD.
Just tring to reduce my...

I availed for a home loan with bank in Chennai year 2005. And i had closed the loan without any outstanding on year 2007.
Currently i availed for a new home loan in Chennai, bank told me that CIBIL report shows date past due in my previous loan account. I checked the CIBIL report and it is showing up. Same time it shows account is closed without any overdue. Bank also gave me No Objection Certificate. Because of the DPD history its...

dear sir.
when i applied the for the Personnel Loan ,it was rejected due the reason that i have taken a home loan for app. Rs.23lakh & it is in cibil.As per my memory i have not taken any home loan from any bank as per my memory,infact one home loan was sanctioned into my name by ICICI bank, & the disbursement was not made to me due to the reason that Seller refused to sale as prices increase during the period...

my housing loan application rejected due to my cibil report.
but as per my records and documents the personal loans and credit card payment have been cleared and still there is showing my name is defaulter's list

Now i want to sort it out my problem, please suggest me the way how can solve this issue, or i whr i can contact to know about details of my cibil reports reg bank whos payment is showing due....

To,
Mr. Anil Dighe,
Vice President,
Zonal Head
Western Zonal Office,
3rd Floor, RNA Corporate Park,
Near Chetna College,
B/H Collector's Office,
Kalanagar, Bandra (East),
Mumbai 400 051

Dear Sir,

This is Architect Nilesh Rahate from Crompton Greaves LTD, Mumbai. I am writing mail to you because my experience with your bank.

My...

Myself and my husband have a joint home loan account from 2004 with ICICI bank.Since the rate of interest gone high, we have approached to the Aurangabad Branch of ICICI (Maharashtra) on 25th September,2009 for change of rate of interest. Before that on 24th September,2009 I called up the branch and I was told to dial 19 numbers of the bank to get the home loan section. It was very painful for me to dial 19 numbers and that too several times....

complain to citifinancial, SCO-5, Sector 16 Faridabad, Hariyana - 121002

for taking advance cheques No. 500746 - Rs. 1279, ch# 748 Rs. 1278, Ch# 747 Rs. 1278 and Ch# 500794 for Rs. 25000 all are a/c payee. It has been now three years I might have cleared my dues with you as home loan. Please let me know the todays position with you and about my advance cheques issued to the said branch. here is the Source No. : DS213386...

Even SBI is betraying their existing customers.

They offer
1) New loans @8%
2) Takeover from other banks @8%

But SBI existing customers are repaying still @10%

Therefore, i would wish to take-over my existing home loan.
For this, despite being the fact that i am ready to pay the pre-payment penalty as well as processing charges to SBI, then why is it not possible for SBI to...

Dear Sir,

I took the Loan from LIC Housing Finance for 16 Lacs for purchase of new house. After the registry of House, the original property papers are in custody of LIC Housing Finance. (Loan account No. is[protected].

Till date even after 4 months, LIC has not given the written acknowledgement that original property papers are with them.

Request you to please do the needful for early resolution....

Dear sir,

myself arvind o tivari from surat. I have applied for homeloan from IDBI BANK at ring road branch surat. My file has been logged in the system on 3rd july'09. before that I have talk to the loan department head mr. nawabsingh and his executive mr rajendra anjara they have agreed on the loan amount i have applied of 7.5 lacs after making inspection of all my documents. they have promised me to give sanction...

Dear Mr. Nitin,

I am Zaidi from Aligarh (U.P),
To,
Managing Director
LICHFL.
Dear Sir,
Realy i am very unhappy my LICHFL agent Mr. Grish bassed in Aligarh (U.P), he only arrange home lone from LICHFL Agra after forcing them.Every time he ask mony .finaly loan approved through agra branch.Now problem is provisional certificate for ITR parpose .but he is not agree to provide help to collect...

Dear Sir,

My home loan account number is LBBRD[protected]. I had call your icici bank relationship officer Mr. Manush Vadher for my query. But he was not in the mood to listen me. Before I complete my sentence he was interrupting me. When I ask him to first complete my sentence he had started ridiculous behaviour and not given proper answer. He said " I am not supposed to give you answer" even when I remind him that...

Hi,
I took a home loan in HDFC approx 2 years back. Now, I would like to transfer this loan to any other nationalized bank, but they charge 3% for loan transfer. This is too high. Only because of high rate of interest, Im planning for loan transfer.
HDFC always charges high rate of interest.
Please do take some action against the 3% charges for loan transfer. I am not sure, whether this charge is approved by RBI or...

TO, THE MANAGER ICICI BANK KINDLY SEND ME CERTIFICATE FOR INCOME TAX RETURN FOR THE YEAR[protected] MY HOME LOAN ACCOUNT NO. IS LBVRN[protected]...

i susithra ashok kumar have ahousing loan No. LAN No. LBCHEOOOO1271435

I am a NRE and regular paye. I WANT TO CLOSE MY LOAN .KINDLY PROVIDE ME THE BALANCE

DETAILS TO CLOSE MY LOAN. I AM FED UP OF INTEREST REVISING AND MY LOAN AMOUNT

REMAINS SAME INSPITE OF PAYING REGULARLY. KINDLY FURNISH MY DETAILS TO CLOSE.

I TOOK LOAN IN CHENNAI ANNANAGAR BRANCH...

All dues and liabilities against the loan amount has already been settled by me since more than a year - but several time contacted to HDF OFFICE in ANDHERI EAST - The on duty customer care representative attitude is very rude and the unsatisfactory answer which put us in heavy losses - since we are NRI and visiting INDIA on annual vacation
On June 16th 2009 my wife and my son visited to ANDHERI BRANCH and after a long waiting she...

To,
Home Loan Department
ICICI Bank


Find reference to below mail of 99acres.com. Amazing thing to know that icici bank doesnt feel like clearing the customer that the same 0.5%swapping charges for existing loan is wrong and exact charges are 1.75%. Seems a cheap and bad way of treating existing customers.

I have a home loan (Account No LBNOD[protected])taken in 2006 and have been regularly...

Recently I had applied for home loan which was rejected by one of the PSU bank on a/c of some previous home loan default showing in my name. Interestingly on producing the no dues from the Bank, my case was cleared.
Since I had fore-closed all the home loans in 2007, I am surprised as to why my name is appearing the CIBILs defaulters list.
Can any one guide me how to get the name removed from CBIL defaulter list.
br...

I want to know my rights in following case: I applied for a further housing loan in Dec.08.For the same I was sanctioned Rs.6.5 lac against to my applied Rs.10 lac. I was asked to deposit processing fee and stamp papers against sanctioned loan amount.It was January when cost of processing fee and stamp papers were abpout Rs.9000.Now March is going to end and I am always said for tomarrow for loan disbursement. What can I do in this case.I...

I had taken home loan from ICICI bank and I have an impeccable repayment track record for EMIs all the times.

I have taken a floating rate for my home loan. During the time of monetary tightening by RBI my rate shot up from 12.0% to 13.5%.

Recently, RBI has introduced lot of liquidity in the market by reducing CRR considerably. RBI has also reduced repo rate, which lowers cost of funds for the banks.
br...

Hi,
I applied for home loan(take over from ICICI bank) in the month of May 2008. I was told by LIC Anna Nagar Agent Mr.Shenoth that the processing fee for Infosys employee is Rs.1000 + Taxes. But due to the non-availability of some documentats, the process got delayed and I re-initiated the process again in the month of October 2008 with all the documents. Now Mr.Shenoth told me that the processing charges have gone up to Rs.5000/-...