[Resolved] HSBC Credit Card — CLOSED MY CARD CONVERT BALANCE AMOUNT IN EMI

Hongkong & Shanghai Banking Corporation [HSBC]

[Resolved] HSBC Credit Card — CLOSED MY CARD CONVERT BALANCE AMOUNT IN EMI

N NEETI ASTHANA from Hyderabad, Telangana

Sir, I am holding HSBC card from last 2 years and I have 70000/- outstading balance I am regular paying min amount every amount. But due to same personal problems I am not able to pay totoal amount of 70000/- in one time for that I am paying 1700/- as interest in my card every amount. So, I request the HSBC to closed my card and convert my total balance in 12 EMIs so, that I pay total amount. I made 3 times request to company but they refused.asking Me to pay full or min every month. Sir, I am paying only interest and last payment charges and other charges every month Rs.[protected]. Please advice me. waiting for your reply Mrs. Neeti asthana Card No. [protected] Cell>[protected] Was this information helpful? No (0) Yes (0)
Aug 14, 2020 Complaint marked as Resolved
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Comments

Jay

I totally agree with you Neeti. I think u should just point blankly refuse to pay anything and settle the card balance. These credit card companies would never listen to any requests and have to be bought to the knees.

They would never emphathize when required and when you would refuse to pay anything, the issue would be forwarded to recovery and they would be trying every trick in the book to get atleast some part of money back.

I would say settlement is the best option as living in miserable financial conditions due to a credit card is worse that living your life after settlement at the cost of CIBIL of course..

manjunath

from Mumbai, Maharashtra

Hello Neeti, remove ur credit card no. this may lead to miss use o[censored]r card. not safe to disclose cc no. in a pulbic forum