HSBC Credit Card — HSBC charges yearly fees even without informing

Hello,

When I was working in Satyam, HSBC approached me and after all the address check sent me a credit card. Apart from this card, even without asking for any card they again sent another card which I never activated. When I called up the back they said its free for life time.

After 3 years, a person from HSBC called up and said there is an amount of Rs.8500 pending on my card and that the card is also blocked (By then I was working in Accenture). So, I asked him for what transaction this amount is charges for that he said it as ANNUAL FEE CHARGE!.

I was perplexed and asked him, why you did not intimate me that the card is a chargeble card for that he said it became chargable after 2 years. Again I asked him why there was no intimation about it from their end for which they have no answer.

Further now these people are forcing me to pay for it and also they say that they can give discount o[censored]p-to 60%.

Initially I was appreciating HSBC for their service but now after this experience I advice others not to go for HSBC cards any more because this bank is of highly cheating and they try to get money from customers by sending cards even though not asked for and charge annual fees without intimation.

My advice is all corporate people should wake up and re-consider their view o[censored]sing HSBC cards anymore. This is one of the worst ever banks I have ever seen.

With Regards,

GOPINATH