iam herewith informing yu that my atm has been blocked on behalf of icici lumbord policy which i havenot requested any body to issue it either physically, or signing on any authorised application, it has been misleeded and forcibly done by the productexplainer of lumbord which i didnot like to have policy, i heard it while she was explaining in my busy hours, and forcibly, this i understood only when my debitcardno. [protected] is lean marked, surprisingly, though i havenot used my creditcardno. [protected], iam now getting forced to pay the cancellation charges, which is a meaningless thing done by the bank no body has asked me that they are paying from my creditcard to the policy people, either to pay or not to pay, without my knowledge this is done, and saying that they are droping information at my door, i never revceived any informatioon, duly signed by courrier, and now people are blackmailing that i have to pay for the cancellation, though the policy is cancelled on 19th jan 2009 with no.90109175 by lumbordpeople, this is a worsen situation, that iam made to face unnecessarily, where iam maintaining a perfect track in all other emi s to be paid by me purchased at my interest, i feel that thisshould be done immediately, remove my leanmark of atm, to do regular transactions, as usual, and in future this is not repeated, this is taken seriously, will be reported as F.I.R., and put in consumercourt to undergo consumeract for misleading the customer, and blackmailing unnecessarily without concern
thanking yu
yurs sincierly
V.ANANDBALAJI
[protected]
Aug 14, 2020
Complaint marked as Resolved 
ICICI Bank Ltd — Reversal of amount
I did a transaction of 1391 rs (July end) on IRCTC which was unsuccessfull, so i got the amount credited back to my account in 4 days, however it was again deducted by bank saying they have not received the amount.I called them several times then they raised complaint and said it will take 35 days to get back the amount. I've received teh confrimation email from IRCTC which give payment reference number and all and amount being credited back on 4-Aug. I waited for 35 days and date when i was supposed to get credit which i got a written confirmation from bank was 12-Sep however credit was not done. when i called up and enquired it took half hour and they said it will take more 35 days, as a customer i didn't had any other option than just wait. and i got the written confirmation that amount will be credited on 19-Oct, and again on 21-Oct but again as usual it was not done.
Again i had to call and ask the status so after speaking to manager he said he will give me call back on saturday (24-Oct) and credit back the amount which was not done as usual. again i called up on sunday i.e. 25-Oct and got the amount credited on monday i.e 26-Oct.
I didn't received any reply from their nodal office nor the headofservice and they didn't kept me in loop of anything.
Kindly suggest is there anything which can be done against bank as they have holded my amount for more than 80 days inspite of i receiving the irctc confirmation in 4 days.
Thanks & Regards,
Diwakar Dube
+91 [protected]