Sir,
I, Neeraj Kaushal, residing at Ambala Cantt, is holder/owner of credit card XXXX7000. I got an SMS the text from ICIC Bank which is reproduced below on 10th March 2013 at 8:32PM and 8:33 PM. I have not done this transaction and is not in my knowledge. I have never shared my password with anybody, but Bank has charged my account with such a huge sum of money.
Sir, I have contacted the Customer care immediately after came to know about the fake transaction that does not belongs to me and reported them the same. I have requested the customer to stop payment to this transaction and block the money and refund back to my account. The customer care is not ready to stop payment (said by the representative). The bank is also not taking up the case on priority to stop such fake payment even on my request. The transaction being done without my knowledge and the Bank should must help me to recover my amount.
Further on my own I have checked the detail of transaction through the shop where purchases made and requested them to not to honour this transaction as I have not made this and someone else has done fraudulently without my knowledge and authority. The transaction for GBP 880 on March 10, 2013; 20:32:24 hrs at WWW.DAVES-EMPORIUM.CO. I got to know by SMS alert the text of same is reproduced at the end of this letter. I called to merchant which is WWW.DAVES-EMPORIUM.CO. and on request they said that They have voided the above 2 transactions and send me the person details ,who did this fraud.
The details of person are
IP address : 31.3.252.196
Jagjit Rai
21 Sorrel Drive, Thetford, IP24 2YJ, United Kingdom,
Delivery phone [protected]
Copy of email is enclosed for reference.
SMS Text From ICICI Bank without my knowledge and authority:-
[protected][protected][protected]
Email from ICICI Bank fro transactions without my knowledge.
“Your ICICI Bank Credit Card XXXX7000 has been used for a transaction of GBP 439.99 at WWW.DAVES-EMPORIUM.CO. (March 10, 2013; 20:32:24 hrs.). Available credit balance on your card is Rs. 37,768.98 and total credit limit is Rs. 80,000.00.
Your ICICI Bank Credit Card XXXX7000 has been used for a transaction of GBP 439.99 at WWW.DAVES-EMPORIUM.CO. (March 10, 2013; 20:33:44 hrs.). Available credit balance on your card is Rs. 2,166.96 and total credit limit is Rs. 80,000.00.”
Therefore sir I request you to direct your official to not transfer any money to anybody relating to this transaction to avoid any loss immediately. As said by customer care till now nobody has claimed money. So it is possible that you can stop the fraud to be effected by not paying the money and prevent further loss. I won’t be able to repay this money to Bank as I have reported the fraud before release and further claim of money by the merchant.
I am taking the legal by filing police complaint and others but since it not a normal police case rather relating to cyber crime it is taking time to lodge proper FIR to proper authority.
In view of above it is requested kindly to stop payment for these transaction immediately and ad help your customer from getting out of the fraud. I authorize the bank to stop this payment and again undertakes that I have not done this transaction and is no case belongs to me. I have never given my password to anybody else and the chances are that the there might be some leakage from bank side also.
Therefore I request to immediately stop the payment of these transaction.
Thanking you
Neeraj kaushal
221 A,Vijay Nagar,
P.0-Babyal ,Ambala cantt,Haryana
Mob no:[protected]
Email:neeru.[protected]@gmail.com
Aug 13, 2020
Complaint marked as Resolved
We have made a note of your Loan account number. Our official will get back to you soon to assist you.
Regards,
ICICI Bank Customer Service Team.