[Resolved]  ICICI Bank — Minimum Account Balance Charges

Dear Sir,

I am Reena
Thomas, holding an ICICI Saving bank account (Account
no.[protected].
My complaint is related to the debiting of minimum account balance charges that
bank is charging even after the RBI issuing guidelines. When contacted with the
branch, I was informed that RBI regulations is meant only for public sector
banks and that ICICI bank is a private bank and so does not need to comply the
guidelines mentioned by RBI.

The bank transaction is as follows:
19/12/2014 MABChgs-Nov14+STax
30.9 280.90
-
16, 580.83

Kindly take necessary action against this bank for not complying to the RBI
guidelines and help to get back the debited amount.

Regards,

Reena
Thomas

ICICI Bank — Minimum charges

For not maintaining minmum balance of rupees 5000/-ICICI Bank charges about 3500/- PA how RBI alow this. In any saving bank how debit balance is alowed and i[censored] calulate the interest on 5000/- it will be about 65% how RBI allow the bank to cheat the customers

ICICI Account — too much service tax

i am account holder of icici bank, the bank putting so many service charges, i want to cancel my account

ICICI Bank — too much charges

I have an Saving account with icici bank, i have requested a cheque book and got it ( 1 book per quater is free but i bought 1 book for the entire year). they had debited Rs 449 from that account as cheque book charges. is any one heared of cheque book charges this much any where in india ?. It is not safe to keep money in icici bank.

I am 83 years old senior citizen .I had over Rs.65 lacs in FDs with ICICI Bank . One person called Ravi from the Bank's Kalkaji N.Delhi branch visited me in July 08 on his own and collected all my FDRs on the assurance that he would get them pre-renewed to give higher interest rate . Instead he prepaid all of them and the amount is lying in my SB account at 3.5% instead of over 10% which I was already getting subjecting me to forced loss of interest . Not only that I was charged penalty for prepayment and the interest was paid at a rate much below the contracted rate . My several visits to the Branch Head and his assurances to renew them with retrospective effect have yielded no result and I continue to loose interest .

change of address

Hi Ankit,

We have made a note of your contact details. Our official will get back to you soon to assist you.

Regards,
ICICI Bank Customer Service Team

I was surprised to note that MAB charges of Rs.393.36 is debited today for MABChg-Jun12. For the past 11 years, I am having this SB account with good transactions for home loan, rent receipts, FD & bill payments.

In the past, I was always maintaining more than the minimum balance. In future I will maintain the required balance. As this is the first case and I am privileged customer, request you to refund to the amount Rs.393.36. If not refunded, I will be closing the account in the next week. Hope to get positive response from you.

R.Sivakumar
[protected]

Hi,
I am facing the same problems with my account. These guys deducted this month in my account as Rs.280.90 (MAB Chrgs). Since past 2yrs i am using this account. And this is my salary account. According to norms this is a zero balance account. How these guys are deducted in my account.

I am frustrated very much due to irrelevant charges. Please don't repeat this.

Thanks,
C. Govindarajulu.

Hi,
I am facing the same problems with my account. These guys deducted this month in my account as Rs.393.26 (MAB Chrgs). I have 2 accounts and surely have maintained sufficient amount. And this is my savings account with some policy for women who do not need to maintain that min balance. How these guys are deducted in my account.

I am frustrated very much due to irrelevant charges. Please don't repeat this.

Thanks,
pooja

I am also facing the same problem. At the time of opening account they said if you make the recurring deposit account then no minimum balance is required in the parent account. Still they have deducted the money. Which is very frustrating and embarrassing. Below are the deduction amount.

3 05/09/2012 MABChgs-Apr12+ServTax 27.61 DR INR 251.00

I am also facing the same problem.


MABChgs-Aug12+STax 30.9 DR INR 280.90


Thanks,
Kishore
[protected]

I am also facing the same problem and going to close my a/c from ICICI bank. they are cheater.

Thanks,
Rajeev

Very tru guys.. even maintaining good balance the bank is charging MAB+service tax.
I am thinking to close my account!!!

Sanjaykumar Swami
[protected]

I am also facing the same problem and going to close my a/c from ICICI bank. they are cheaters and too much cutting charges from my account. they are cheating the people.

ICICI bank charging "MABChgs" without any written or phone communication !!!

Please Advice if this is legal

Anoop Jarial
[protected]@gmail.com
[protected]

Hi,
I am facing the same problems with my account. These guys deducted on
05/12/2012 PrivlgMABchgs, Nov12, +ST30.9 280.90
09/01/2013 PrivlgMABchgs, Dec12, +ST21.63 196.63

And this is my demat account with sherkhan According to norms this is a zero balance account. How these guys are deducted in my account.

I am frustrated very much due to irrelevant charges. Please don't repeat this.

Thanks,
M pujari

Hi,

same problem..

08/02/2013 PrivlgMABchgs, Jan13, +ST21.63 Dr 196.63
12/03/2013 PrivlgMABchgs, Feb13, +ST21.63 Dr 196.63


till date 2500.01 charged.


-
Abhi

Dear Customers,

We are working on to address all the outstanding MABChgs issues, and we request you to contact us through customer care to work with us to sort out these problems.

Issues will be handled on case to case basis, we must need assertain you haven't received any communication in this regard before we re-credit the charges back to your account.

Appreciate your understanding!!

Thanks for being a valued customer.

Our 24/7 customer support staff offers superior service and support and will make sure we address your issue.

24hr Customer Care numbers for Retail Customers (Existing / New) :

Ahmedabad: 6630 9890 / 33667777 Andhra Pradesh:[protected] / [protected]
Assam: [protected] Bengaluru: 41131877 / 33667777
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Bihar: [protected] / [protected] Chandigarh: 5055700 / 3366777
Chattisgarh: [protected] Chennai: 42088000 / 33667777
Coimbatore: 4358000 / [protected] Cuttack: [protected] / [protected]
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Kochi: [protected] / [protected] Kolkata: [protected] / 33667777
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Panaji: 3366777 Patna: [protected] / 3366777
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UP East: [protected] / [protected] UP West: [protected]
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Hi i am chandra,

Recently without notice ICICI Bank deduct an amount on 12/03/2014 MABChgs-Feb14+STax 43.26 Dr. 393.26

when i have opened the account ICICI bank employee told me that there is no minimum amount boundation. If it is not so then what is the minimum amount that i should have to not get pissed off like this situation.

Hope! ICICI Customer Care Service team reply to this because it's an headache to dial that customer care number and wait till they get to the right information (after press 1 for soo. press 2 for that ... and soon)

Hi I am Chandra,

Recently without notice ICICI Bank deduct an amount on 12/03/2014 MABChgs-Feb14+STax 43.26 Dr. 393.26

when I have opened the account ICICI bank employee told me that there is no minimum amount boundation. If it is not so then what is the minimum amount that I should have to not get pissed off like this situation again.

Hope! ICICI Customer Care Service team reply to this because it's an headache to dial that customer care number and wait till they get to the right information (after press 1 for soo. press 2 for that ... and soon)