[Resolved]  ICICI Home Loan — increase of tenure without prior intimation

Address: Thane, Maharashtra

Hi,

My Home Loan Number is :lbmum[protected]
Number of Months : 240
Laon Amount : 236000
Availed @7.5%

I have availed the loan of Rs.2,36,000 from ICICI home loan at 7.5% and started paying the installment from April 2004 onwards , But they have incresed the interest by 0.5 % from February 2005 without any notice , and gradually increase it to 13.5% from july 2008 and they are not intimating to me.

Also they have increased the tenure from 240 months to 365 Months without any intimation.
And when iterest rates where gone down to 8% recently still they are charging me @13.5%

As per the statement recieved by them , if i am paying Rs.2536 as the EMI the principle amount is Rs 105 and the rest is the interest amount..

Kindly help us , we are not clear what is happening.

Regards,
Ramjeet Yadav
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