[Resolved]  ICICI Lombard Insurance — harrasment, cliamed the money by mental pressure

Hi,

This is with relation to the ICICI Lombard Insurance which was forcibly thrown upon me.
I started receiving the statements for the payment of the premiums to which I ignored it.But I did not think that in the bargain I would have to pay a very big price for it.
I was sent the Credit card also which the telemarketing asociate lured me with the excellent benefits and life time free charges and so on.
I did not swab the credit card at all.
The monthly statements started pouring in and on one very fine day that is 17th April 2008, when I was travelling in Mumbai, I get a call at 2.30 pm, the person saying he is speaking on behalf of ICICI Bank from the Police Department asking for the payment of the amount due of the premiums.
I explained to them that I was in Mumbai at that time and would get in touch with them as soon I would have reached Pune.
But he was very adamant and he threatened me that if the money was not deposited by evening on that day they would visit my residence and take away my wife, my children from there under custody.Naturally not being in Pune at that particular time and the threatining received, I immediately made arrangements for the same from Pune through my friend and made the payment of Rs 20, 218.00.
After reaching Pune I visited the Bhandarkar Branch of ICICI with my complaint but they just turned a deaf ear saying that they were not responsible for the department people, they might be the people send by the Lombard insurance.
I went to the Lombard Insurance and they gave me the same reply as the ICICI that they might be the people of the Lombard Insurance.
In this manner I was made to run from pillar to post but in this race I lost my money of /rs 20, 218.00
Then again I got in touch with the Lombard to cancel my policy and they did the same and after deductions I was to be paid some Rs 4500 odd figure which i havent till yet received the same.
Please can you help me in this case as the policy first and of all was enforced upon me thro a telephonic conversation and the mental harrasment which i suffered from the people who were claimimg to be the Department people.
Besides this they have also been deducting /rs 500 per month for some BSNL number which has never been registered by me.
I would be highly obliged to you to help me in this case.

My creditcard no is [protected]
The policy no is 4034/FPS/02376049/00/000
Endorsement no 4034/FPS/02376049/00/000
Insured Anil U Lala
date of cancellation 8/05/2008