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I am from Kerala.I have a similar experience regarding the life time super pension scheme of ICICI.I invested an amount of Rs 30000(Rs 15, 000x2).Now the fund value after 2 years is 25, 000.What kind of growth are they promising?Does this mean that all the companies in which they invested are running in great loss?When asked about this they don't have anything to say.
Moreover there is an attitude problem with them.Even when an amount of Rs 15, 000 was due for almost one month, I dint get any call or letter from the company regarding the payment.If the policy gets lapsed, again they would be the benefactor.
Moreover there is an attitude problem with them.Even when an amount of Rs 15, 000 was due for almost one month, I dint get any call or letter from the company regarding the payment.If the policy gets lapsed, again they would be the benefactor.
I have been cheated by icici personel they came to me and said the pension plan is now giving only 2 % deduction for maintenance of policy instead of 16 percent or so previously so i cancelled my old policy and got a new one from him but to my astonishment mr shiv his mobile number [protected] came to me 8 days back and told me you are not under any such scheme of 2 % deduction for maintenance of your policy it is same so i was shocked that icici personels do such acts and when i told him that get me the name of person who did this policy from your records i have called up to him more then 6 times a day but he does not respond there is no reply from his side as i want to lodge a police complaint for same, my policy id is 14142253 icici prudential
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1089, ICICI Prudential Life Tower, Appasaheb Marathe Marg, Prabhadevi, Mumbai, Maharashtra, India - 400025
And Mr. Borse being such a educated person you should read complete broushers before investing
your money in any product. As per the IRDA guideines any person who does not attain his or her vesting age = >45 are not eligible for pension.
if you wish you can continue as long term investments are always fruitful becoz it will give you the power of compounding effect.